March 2026

UK. Pension investment in affordable housing constrained by ‘practical barriers’

Pension investment in affordable housing is being constrained by a series of practical barriers, rather than a lack of capital or willingness to invest, a report from Nest Insight has shown. Its research, which explored whether money from pension funds could help build more social and affordable homes, highlighted two ‘parallel crises’ in the UK housing system. These were a crisis of home ownership for those who cannot afford to buy a house, and a crisis of options for people living...

How a Healthy Mind-Set Influences Longevity

Nan Niland, 72, volunteers about 15 hours a week at a home goods pantry. “I needed to feel like I was doing something other than pleasing myself,” Ms. Niland said.Tony Luong For The New York Times A few qualities, including a sense of purpose, seem to have real benefits — especially as you age. Nan Niland, 72, worked as a dentist for 40 years. “It really was my self-definition,” she said. “Probably too much.” When she retired in 2020, she settled into...

US. How to Recession-Proof Your Retirement Income Before 2026 Ends

Will a recession hit in 2026? At this point, that's anyone's guess. But between the oversees conflict, tariff policies, and general uncertainty, it's easy to see why some people may be worried about the economy taking a serious turn for the worse. Recessions can hit workers harder than retirees because they often lead to an uptick in lost jobs. If you're retired and aren't working, you at least don't have to worry about losing your job. And even if you're working...

Pensions get selective as geopolitical risk, energy shocks hits global markets

As geopolitical turmoil continues to shape markets, pension investors are being forced to adjust their portfolio playbook accordingly. But David Kletz, lead portfolio manager at Forstrong Global Asset Management, warns that complacency remains a dangerous undercurrent across institutional portfolios. He sees a disconnect between the scale of geopolitical turmoil and how markets are responding to it. And despite significant moves in asset prices, global equity markets have not priced in the possibility that current conflicts could escalate further "I think there's...

UK. Only 14 per cent of people ‘on track’ to retire when they want

Just 14 per cent of people are on track to retire when and how they want, with large gaps between expectation and reality, research by savings platform Flagstone has found. The survey findings revealed that, on average, respondents would like to retire at age 61. However, based on current savings and contribution levels, most will not be able to retire until the age of 83 – revealing a 22-year discrepancy. The findings are broken down by industry, with only 4.7 per cent...

The World Is Ageing—What Are the Macroeconomic Implications?

Traditionally, economists and policymakers have focused on a fairly fixed set of determinants of economic growth, such as investment, consumption, unemployment and trade. More recently, however, the powerful, long-term theme of population ageing has steadily moved to the forefront of macroeconomic thought. From Japan to the United States, and from Europe to China, birth rates have fallen below replacement levels while life expectancy has continued to rise, leading countries to experience an expanding share of older citizens relative to...

Why Kenya needs a one-stop pension dashboard now

The Retirement Benefits Authority (RBA) data shows that 7.5 million Kenyans are actively saving for retirement, with many contributing to multiple pension schemes through employer-sponsored schemes, Government-backed schemes or individual pension schemes. Keeping track of projected benefits, contribution history, and fund performance across different schemes can be challenging for these members. Without a centralised view, managing retirement savings requires navigating different platforms, statements and customer service portals. The global pensions landscape is changing and offering solutions to savers on multiple retirement...

​Climate risks ‘still mispriced’ despite $1.3trn corporate exposure

Financial markets may still be underestimating the investment impact of extreme weather, despite listed companies facing an estimated $1.3trn (£1trn) in losses over the next year alone, according to a new report from the Sustainable Markets Initiative (SMI). The report, developed by Marsh Risk along with Impax Asset Management’s Sustainability Centre, argues that physical climate risks are already affecting portfolios through asset damage, supply chain disruption, and impaired company performance – but are not yet being fully reflected in valuations. Its...

UK. CDC not expected to become ‘mainstream offering’ within the next three years

Two-thirds (67 per cent) of pension professionals do not believe that collective defined contribution (CDC) will be a mainstream workplace pension offering within the next three years, according to a survey of delegates at TPT’s recent Pensions Pathways conference. Meanwhile, a third (33 per cent) of survey respondents believed CDC schemes would be a mainstream workplace pension offering within three years. Speaking at the event, Vidett head of trusteeship, Alison Hatcher, urged the delegates to be “open minded right now”. “There are...

The surprising reason people in the US are working longer than they used to

Older workers today have more wealth than previous generations but are afraid to use it Workers covered primarily by traditional pensions that paid them a monthly check for life retired at an average age of 62, while those relying on 401(k)-style plans retired closer to 66, a new study found. In the good old days, when my father retired, he had a traditional pension that paid him a monthly check for life. He never had to wonder whether he would outlive...