May 2026
18May

How comprehensive, holistic financial planning is addressing an ageing Malaysia

A retired teacher scrolls through hospital bills on her phone while discussing inheritance plans with her daughter; a small-business owner considers whether the house he has lived in for 30 years could be used to support future medical costs; a retiring couple wonders whether their EPF savings will be enough for a retirement that may stretch across two or even three decades. These are no longer private anxieties; they are becoming central concerns for many Malaysians. With 14% of the...

May 18, 2026
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18May

Growing old gracefully: US hot spots for increased life expectancy revealed

In many advanced economies populations are growing and, at the same time, the average age is rising. This holds true for the U.S., where new research reveals that West Virginia leads the list, with its residents aging nearly eight years faster than the rest of the country. This is based on an April 2026 report conducted by a firm called Auragens, who measured both biological and psychological aging across all 50 states. Biological aging included six factors: physical inactivity, obesity, heart disease,...

May 18, 2026
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18May

Jamaica. Pension regulator says micro-pension plan unworkable for informal sector

The Financial Services Commission (FSC) has ruled out a state-administered micro-pension scheme for the more than one million workers currently without retirement coverage. A micro-pension is a retirement savings product designed for low-income and informally employed workers, allowing sporadic or irregular contributions as low as $400. "It was determined that a micro-pensions product would not be feasible for Jamaica," an FSC consultation paper stated. "However, it was stressed that the  Approved Retirement Schemes (ARS) framework could be strengthened for greater accessibility...

May 18, 2026
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15May

US. Mamdani’s counting on pension restructuring to balance the budget. Will the unions let that happen?

Mayor Zohran Mamdani wants to delay certain payments to the city’s pension funds to help close the city’s multibillion dollar funding deficit. The only problem is that he needs municipal labor unions’ approval to change up their retirement accounts, and some unions are mum about the plan while others outright oppose it. While it’s still early, the unions’ apprehension to immediately get on board speaks to the plan’s politically sensitive nature. The pension restructuring proposal is one of the lifelines...

May 15, 2026
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15May

More UK children projected to live beyond 100 as longevity pressures mount

More than a quarter of girls and almost a fifth of boys born in the UK in 2049 are expected to live to at least 100 years old, according to the latest Office for National Statistics (ONS) projections, raising further questions over the long-term sustainability of retirement provision. The ONS’ latest Past and projected period and cohort life tables showed that 26.3 per cent of girls and 18.3 per cent of boys born in 2049 are projected to live to at least...

May 15, 2026
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15May

US. Why Your $1 Million 401(k) May Be Worth Far Less Than You Think

A million bucks in a 401(k) doesn't mean you have a seven-figure fortune to spend in retirement. Unfortunately, Uncle Sam takes his tax cut. Suddenly, the $1 million sitting in a traditional retirement account isn't as well fortified as you thought. "One million dollars in a 401(k) isn't really worth a million dollars," said David Schneider, a certified financial planner and president of Schneider Wealth Strategies. It's important for retirees and workers still saving for retirement to keep that in mind. And...

May 15, 2026
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15May

The Paradox of Pensions in an Aging Society

South Korea will enter a super-aged society in December 2024, when the population aged 65 and older exceeds 10 million, accounting for more than 20% of the total population. This shift has occurred 2 to 3 years earlier than previously projected for 2027. The proportion of elderly individuals is expected to reach 30% by 2036 and exceed 40% by 2050. With an average life expectancy projected to be 88.6 years by 2050, many retirees may face nearly 30 years...

May 15, 2026
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14May

Just two of the world’s top financial institutions have commitments to phase out fossil fuels

Only two of the world’s 400 largest financial institutions have ‘robust commitments’ in place to phase out fossil fuels, new analysis from the World Benchmarking Alliance (WBA) has found. According to the WBA’s Financial System Climate Assessment, around one third of the assessed firms have ‘initial signs of transition planning towards a low-carbon economy’, including setting metrics and targets to drive and monitor progress, or embedding transition planning within governance structures. However, just 26% were found to have transition plans that cover financed activities, rather than focusing...

May 14, 2026
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14May

The Rise of Assisted Living, Its Aging Population, and What It Means for Facilities and Oversight

Serving as a middle option between independent living and institutional care, assisted living is playing an increasingly important role in long-term services and supports (LTSS), with more older adults than ever living in assisted living communities. That growth has meant changing demographics, emerging challenges, and a greater focus on evolving oversight needs. Today, residents in assisted living communities are older and are more likely to have dementia, amplifying the need for appropriate direct-care staffing. Many of assisted living’s challenges, such...

May 14, 2026
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14May

NPRA deploys risk-based supervision to fortify Ghana’s pension industry

The National Pensions Regulatory Authority (NPRA) has taken a major step toward strengthening oversight and protecting contributors’ retirement funds with the full deployment of its Risk-Based Supervisory System (RBSS). According to the Chief Executive Officer of the Authority, Christopher Boadi Mensah, the reform marks a major institutional shift from traditional compliance-based supervision to a more targeted, intelligence-driven regulatory framework. Under the new system, NPRA can better monitor compliance and profile risks among industry players, identify early warning signs, and take preventive...

May 14, 2026
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