News Archives - Page 48 of 964 - Pension Policy International

24FebFebruary 24, 2026

Nigeria. Fighting poverty in retirement: The role of pensions for informal workers in Nigeria

In Nigeria, the word “pension” evokes different reactions. For many civil servants and corporate workers, it symbolises hope for a near-comfortable retirement. However, for the majority of Nigerians working in the informal sector, it represents a bleak future. These are the market traders, motorcycle riders, small-scale farmers, artisans, and workers in countless micro and nano-scale businesses. With approximately 90% of Nigeria’s workforce operating outside the formal economy, pension coverage for informal workers is almost non-existent. Believe me, this has...

February 24, 2026

NewsCoverage, Nigeria, Poverty

23FebFebruary 23, 2026

UK. Research finds gap between pension holders’ investment beliefs and knowledge

Pension holders believe it is important to know where their pension is invested but few actually know what their money is funding, research from Nest Pensions has shown. The workplace pension scheme found that 83 per cent of UK pension savers thought it was important to understand where they were invested, but just 24 per cent actually knew. Nest stated that this gap mattered as people missed the fact their pension was “one of the most powerful” financial tools they have...

February 23, 2026

NewsFinancial Literacy, Retirement Planning, UK

23FebFebruary 23, 2026

US. How One Extra Dollar of Income Can Cost You Thousands in Retirement

As a retiree, any extra income probably feels welcome. But unfortunately for some, a seemingly minor increase in reported income can ripple through your finances, affecting not just your tax return but also your Medicare premiums. If you're on Medicare, the Income Related Monthly Adjustment Amount (IRMAA) means that crossing an income threshold by even one dollar can trigger higher Medicare Part B and Part D premiums. Understanding how IRMAA works is essential — especially when a single dollar can make a difference....

February 23, 2026

NewsRetirement Planning, savings, UK

23FebFebruary 23, 2026

Nigeria. Ogun introduces fresh pension benefit to boost CPS confidence

The Ogun State Government has introduced an Additional Pension Benefit (APB) to address stakeholder concerns following the full implementation of the Contributory Pension Scheme (CPS) in the state. Approved by Governor Dapo Abiodun, the initiative was announced after consultative meetings with organised labour, the State and Local Government Pension Administration Committees, and the Commissioner for Finance and Chief Economic Adviser, Dapo Okubadejo. The CPS became fully operational in Ogun State on July 2, 2025. The APB is a one-off payment at retirement designed to...

February 23, 2026

NewsNigeria, Pension Reform

23FebFebruary 23, 2026

India. Report shows retirement plans can face inflation and longevity risks: How to prepare

A new analysis by OmniScience Insights Labs shows that traditional retirement strategies in India may fall short in sustaining income over long retirements. The report highlights how structural design, rather than corpus size alone, determines whether retirees can maintain their lifestyle amid rising costs and market volatility. Inflation risk: Even stable nominal income erodes purchasing power over decades. For example, ₹1 lakh monthly expenses today could rise to nearly ₹1.8 lakh in 10 years at a 6% inflation...

February 23, 2026

NewsIndia, Inflation, Longevity

23FebFebruary 23, 2026

Ghana. SSNIT, Sustainability and the Transparency Question: Strengthening Pension Confidence

Ghana’s national pension scheme, established under the National Pensions Act, 2008 (Act 766), operates as a partially funded system. In such a structure, pensions are financed primarily from ongoing contributions by active workers, supplemented by returns on invested funds. Unlike a fully funded scheme, where benefits are paid strictly from accumulated savings for each contributor, a partially funded system relies on a mix of current inflows and accumulated assets. In this context, “reserves” do not function as a simple...

February 23, 2026

NewsGhana, Regulation

20FebFebruary 20, 2026

Are my pensions or investments at risk from an AI bubble?

Artificial intelligence (AI) has been the story driving global markets for the past couple of years. From chipmakers to cloud computing giants, companies associated with AI have driven stock markets to record highs. But alongside the excitement, warnings are growing louder. With several of the so-called Magnificent 7 (Mag 7) seeing declines in recent months, investors are becoming increasingly nervous that the AI bubble is about to burst. If this happens, will it be bad news for your pension or investment portfolio? What...

February 20, 2026

NewsAI, Investment, UK

20FebFebruary 20, 2026

UK. High-risk DC pension funds failing to match FTSE 100 over five years

Almost nine in 10 (89 per cent) medium-high- and high-risk defined contribution (DC) pension funds have failed to match the FTSE 100's performance over the past five years, according to research from Investing Insiders. The analysis reviewed 12,983 funds available to UK savers between 31 December 2020 and 31 December 2025, collectively holding more than £1trn in assets. Of the 7,370 funds in the medium-high and high risk categories, 6,540 - or 89 per cent - underperformed the FTSE 100 over...

February 20, 2026

NewsInvestment, savings, UK

20FebFebruary 20, 2026

How to bring gig workers into the pension system

Policymakers should consider successful efforts in other countries to bring “informal” workers into pension saving as part of the effort to address the global adequacy problem, according to major new research. A report by the Coller Pensions Institute and D3P Global has listed 20 recommendations for improving access to pension savings for ‘gig’ workers, who work short-term flexible jobs. The institute’s analysis indicates that “informal” workers – including market traders, taxi drivers, and domestic help workers – now make up more...

February 20, 2026

NewsDefined Contribution, Informal Sector, US

19FebFebruary 19, 2026

How retirees are driving the US economy more than ever

Americans 70 and older now control an outsized share of the nation’s wealth, equities and housing assets, a shift driven by demographics, rising corporate profits and decades of soaring home and stock values, The Wall Street Journal writes. Federal Reserve data shows older households have steadily increased their share of net worth and market holdings, even as wealth has lagged for younger groups. Many retirees are also financially and physically healthier than prior generations: Most own their homes, often with little debt,...

February 19, 2026

NewsPension design, US

February 2026