August 2021

Conozca los regímenes y tipos de pensión en Colombia

En lo referente a pensiones, en Colombia, existe el Régimen de Ahorro Individual con Solidaridad (RAIS), del que se encargan los fondos de pensiones privados; y el Régimen de Prima Media (RPM), que es el administrado por el Estado a través de Colpensiones. Leer también “La pérdida del grado de inversión de Colombia no tocará nuestros activos y fondos” El RAIS se caracteriza porque el valor de la pensión dependerá del monto ahorrado por el empleado y de los rendimientos de...

US. Lockheed Martin offloads $4.9 billion in pension liabilities

Lockheed Martin Corp., Bethesda, Md., purchased group annuity contracts from Athene Holding Ltd. to transfer about $4.9 billion in U.S. pension plan liabilities. The purchase completed Tuesday will transfer the benefit-paying responsibilities for about 18,000 U.S. retirees and beneficiaries to Athene's wholly owned subsidiaries Athene Annuity and Life Co. and Athene Annuity & Life Assurance Company of New York, a news release from the aerospace and defense company said Tuesday. The Athene subsidiaries will begin paying benefits to the retirees and...

UK pension funds commit to manager diversity

Some of the UK's biggest pension funds have committed to tackling the lack of diversity in funds management. The Asset Owner Diversity Working Group has launched the Asset Owner Diversity Charter, which aims to "build and investment industry which embodies a more balanced representation of diverse societies". "The charter reflects asset owners' aspirations to see diversity balance at all levels across financial services firms," the group said. "A balanced workforce is good for business - it is good for consumers, for profitability...

How can the retirement system help more people afford retirement?

You don’t have to be a mechanic to drive a car, and you shouldn’t have to be a financial expert to prepare for a secure and adequate retirement. In a nutshell, that’s the theme of a new book we edited and contributed to, Wealth after work: Innovative reforms to enhance retirement security. We propose a variety of ways to make the current retirement system work better for the majority of American workers. A better-working retirement system should provide broader and more...

México. Millennials temen llegar a la vejez sin dinero: encuesta

Las nuevas generaciones se plantean diversos proyectos a largo plazo, sin embargo éstos distan mucho de lo que otras generaciones planeaban anteriormente. Un caso muy común tiene que ver con la adquisición de una vivienda, donde actualmente muchos jóvenes que pertenecen a la generación millennial consideran complicado acceder a un patrimonio por diferentes factores. En este sentido, la plataforma de asesoría financiera Adulting realizó una encuesta a los millennials, la cual arrojó que los temas de dinero y finanzas personales son...

Chile. Antes de que se empiece a tramitar el cuarto retiro del 10% de las AFP el mercado financiero ya siente los efectos y el fondo E retoma las pérdidas

Las tasas largas a inicios de julio registraron sus máximos desde 2017, en parte por los primeros tres retiros del 10%. Pero entre el 5 y 19 de julio retrocedieron 100 puntos base, lo que había generado que el fondo E de las AFP se empezara a recuperar. Sin embargo, desde el 20 de julio las tasas no han parado de subir luego del anuncio de un cuarto retiro, lo que además implica alzas en el costo de créditos...

World’s biggest pension fund makes record cut to U.S. bond weighting

The Government Pension Investment Fund made a record cut to the weighting of Treasuries in its portfolio last fiscal year as the world’s safest asset led a global debt selloff. Read also US. Pandemic not stopping workers from contributing to retirement plans GPIF, as the world’s biggest pension fund is known, lowered U.S. government bonds and bills to 35% of its foreign debt holdings in the 12 months ended March, from 47% previously, according to an analysis by Bloomberg of the...

Investing for sustainability impact will transform capital allocation

By Jonathan Rogers Swimming through the acronym-laden waters of the environmental, social and governance (ESG) landscape involves an often irritating thrash through that overwhelming thick alphabet soup, but it behoves anyone with a vested interest in the topic to become effortlessly familiar with all the letters and what they stand for. The latest to rise to the surface is IFSI – investing for sustainability impact. At first glance, this acronym might seem like another term that describes ESG. But not so...

It’s time to give essential workers the protections they deserve

The world's essential workers have kept things running during the pandemic. But many still lack the protections they deserve, such as maternity pay, pensions or paid sickness leave. An upcoming summit, Essential for Recovery, will give these workers a voice and a space in which to address corporate and social leaders. Justina Kgoele has been picking waste in South Africa for the last 25 years. Her income sustains her family, and her work helps to protect children in her community from picking...

Europe’s Pension Funds Still Don’t Know How to Treat a Key Risk

The main organization representing European pension funds says it’s still not clear how the industry should balance financial returns against a desire to do more environmental and social investing. The lack of clarity means pension investors representing about $5 trillion may be putting less cash than they otherwise might into sustainable assets. That’s as the need for a decisive reallocation of capital toward planet-saving goals grows more urgent as global warming becomes increasingly deadly. How asset managers treat ESG risk will...