September 2024
11Sep

Argentina: La reforma de las pensiones debe prevalecer. Carta de Amnistía Internacional al Congreso

Por Amnistía Internacional  El 2 de septiembre, el presidente Javier Milei vetó un proyecto de ley que había sido aprobado por el Congreso para mejorar las pensiones de las personas de edad avanzada, dada la gran pérdida de poder adquisitivo que han sufrido en los últimos meses. Instamos al Congreso a insistir en mejorar la ley como medida para garantizar un nivel de vida digno a las personas mayores. Fuente Amnesty.org

September 11, 2024
Artículos, Suficiencia, , , ,
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06Sep

Pensions Dashboards Programme. Progress update report

By Pensions Dashboards Programme This is the 9th Pensions Dashboards Programme (PDP) progress update report, covering our work to deliver the technical solution and facilitate connection to the dashboards ecosystem. It looks back at our achievements since October 2023, as well as looking ahead to our focus areas for the next 6 months. After a legal connection deadline of 31 October 2026 was set last year, the Department for Work and Pensions (DWP) has now published a revised staged timetable for...

September 6, 2024
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06Sep

Improving Pension Information: Experimental Evidence on Learning Using Online Resources

By Denise Laroze, Gabriela Fajardo, Charles Noussair, Ximena Quintanilla, Paulina Granados, Pedro Vallette & Mauricio López-Tapia Deciding what to do with one's pension funds is a high-stakes, one-shot decision. Retirement schemes are often described in technical jargon that few people understand. We consider whether the learning process can be eased by providing information in video format (vs. the standard textual format) and by changes to the user interface of the websites on which individuals learn about their pension options. The...

September 6, 2024
Articles, Pension design, , ,
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06Sep

Sustainable Personal Finance : Planning for an Eco-Friendly Future

By Nur Wardina Azhar This study explores the emerging field of sustainable personal finance, focusing on strategies for planning an eco-friendly financial future. As environmental concerns become increasingly urgent, individuals are seeking ways to align their financial decisions with sustainability goals. This research examines the integration of environmental, social, and governance (ESG) criteria into various aspects of personal financial planning, including budgeting, investing, risk management, and retirement planning. The study analyzes contemporary issues such as green investing, eco-friendly insurance options,...

September 6, 2024
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06Sep

Financial Inclusion, Inequality, and Retirement Trends Among Older Workers

By Issac Marcelin & Wei Sun The study develops a financial inclusion index comprising three dimensions: usage, barriers, and access to financial resources. It employs a Principal Component Analysis to determine the weights of each dimension. This index helps assess the impact of financial inclusion on various factors like ethnic groups, minorities, human capital, retirement, wealth outcomes, and mental well-being. Our research reveals new psychological and sociological impacts of accessing financial products. Households with higher financial inclusion scores are likelier...

September 6, 2024
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05Sep

UK. State pension to rise by over £400 next year

The Treasury expects the new full state pension to be boosted above inflation by more than £400 a year in cash terms. The internal working calculations seen by the BBC reflect the near certainty that the state pension will be increased by average earnings figures released next week. This is due to the triple lock, which means the state pension increases every April by whatever number is highest out of inflation, the average UK wage increase, or 2.5%. The news comes as...

September 5, 2024
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05Sep

Climate, housing and pensions – the new partnership shaping the future of retirement

Pensions for Purpose and Independent Governance Group (IGG) announces IGG’s new role as a Community Partner with Pensions for Purpose.} The partnership furthers IGG’s ongoing commitment to address the challenges the pensions industry faces through systemic risks such as climate change, biodiversity loss and income inequality. This association and the wider Pensions for Purpose Community has been set up to accelerate the sharing of knowledge and investment in assets that benefit people and the planet. This is the first linking...

September 5, 2024
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05Sep

Working till your 70s — Japan’s prospective gift to the world

Japanese people are living longer, but with a struggling pension system and the highest inflation in decades, more are delaying retirement until their 70s or later to make ends meet. Michie Hino is one of them. She works at an elderly care home east of Tokyo, where she spends eight hours a day cleaning the facility and washing laundry even though she’s 77 years old herself. She’s part of the workforce supporting Japan’s growing ranks of aged and infirm. Her monthly...

September 5, 2024
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August 2024
30Aug

Rethinking Social Insurance for Self-Employed and Gig Workers

When designing a product, understanding the customers’ needs and preferences is essential. A case in point of the importance of tailoring product designs to customers is the “sachet revolution” in India. In the 1970s and 80s, some brands that sold daily essential products such as shampoos sought to target a large customer base who, at the time, could not afford these products: lower-income households and the rural market. To cater to the needs of low-income and rural households, these...

August 30, 2024
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