March 2026
06Mar

War and Digital Financial Inclusion: Role of Digital Financial Services in War and Armed Conflict

By Peterson K Ozili This article explores the trend in digital financial inclusion during war. It also explores the importance and challenges of digital financial inclusion during war. War and armed conflict adversely affect people. Their struggle to survive the war becomes even more difficult when they are unable to visit a bank branch to access formal financial services during war due to lockdowns and curfews that lead to the closure of physical financial access points. This study gathers insights...

March 6, 2026
Articles, System Characterization, , ,
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June 2025
06Jun

The Future of Financial Inclusion: Fintech, Microfinance, and Alternative Banking Models

By Selina Zhan Financial literacy refers to the ability to make informed financial decisions through acquiring relevant knowledge and skills such as investing, budgeting, and asset management. Individual financial literacy is crucial as many governments around the world are unreliable when it comes to providing adequate and stable financial support to their civilians. Additionally, as institutions become more and more exclusive with their increasingly complex products, the need for financial literacy grows, especially as the cost of retirement rises each...

June 6, 2025
Articles, Pension design, , , ,
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September 2024
06Sep

Improving Pension Information: Experimental Evidence on Learning Using Online Resources

By Denise Laroze, Gabriela Fajardo, Charles Noussair, Ximena Quintanilla, Paulina Granados, Pedro Vallette & Mauricio López-Tapia Deciding what to do with one's pension funds is a high-stakes, one-shot decision. Retirement schemes are often described in technical jargon that few people understand. We consider whether the learning process can be eased by providing information in video format (vs. the standard textual format) and by changes to the user interface of the websites on which individuals learn about their pension options. The...

September 6, 2024
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January 2024
04Jan

China’s population: Beijing urged to build digitally inclusive society, as it seeks insights into technical skills of its elderly

China is seeking to gain more insights into the digital literacy of its elderly population as it attempts to find ways to better accommodate its rapidly ageing demographic in an increasingly intelligent society. New questions on smartphone usage for people aged 60 and above were added to a survey on population changes and the labour force conducted at the end of 2022, and published recently by the National Bureau of Statistics in the 2023 China Population and Employment Statistical Yearbook. They...

January 4, 2024
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May 2021
27May

UK. Covid fails to inject interest in pensions

The pandemic has failed to spark interest in pensions according to a survey from Canada Life. It reveals that 67% of UK adults have not logged into their pension online in a year. This figure rises to 78% for those aged over 55 while 56% of adults said they haven’t received a pension statement that they read. The research also shows that 16% of those who have not logged into their pension were not interested in doing this. Fifteen percent admitted they did...

May 27, 2021
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March 2021
30Mar

PensionBee targets £55m capital raise as IPO plans confirmed

PensionBee is aiming to raise £55m through issuing new shares, as the pension provider has confirmed its intention to list on the London Stock Exchange. The group, which first made its intentions public on March 23, today (March 30) published its registration document for an IPO on the LSE. Read also UK women have up to 45% less in pension at retirement than men The £1.5bn AUA company is applying for admission in the high growth segment of the main market on...

March 30, 2021
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