October 2025

México, ¿cómo vamos con el ahorro para el retiro?

Por Vanguard & México cómo vamos En México, un ahorrador típico es un hombre que vive en una localidad urbana de más de 100,000 habitantes, tiene una edad de entre 18 y 39 años, su escolaridad es de licenciatura o más, tiene un trabajo formal, se encuentra en el grupo de la población de mayores ingresos y vive en la Ciudad de México o en los estados del norte del país. Sin embargo, si analizamos a las personas ocupadas (con un empleo remunerado, ya sea formal o informal), el ahorrador característico deja...

La política pública en pensiones de retiro y la movilidad social

Por Carmen Fernández Reyes & Verónica González Vázquez  Existe una estrecha relación entre las pensiones de retiro y la movilidad social a lo largo de la vida productiva de las personas. El proceso de generación del patrimonio pensionario es un reflejo de la igualdad de oportunidades en el mercado laboral, la trayectoria salarial y la intervención de las finanzas públicas. En adición, en el periodo de desacumulación, el pago del retiro mide el éxito de los programas para que los...

Modelo teórico de ahorro para la vejez para el sector informal agropecuario en Colombia

Por Johnn Milton Diaz Villarraga & Jesús Daniel Rico Buitrago El ahorro para la vejez es importante para el individuo en su edad de retiro, más aún si pertenece al sector agropecuario o de la economía popular, en la mayoría de los casos no alcanza a acumular los recursos a lo largo de su vida para poder usarlos en la etapa de retiro o jubilación. El objetivo de este artículo es diseñar un esquema de ahorro para la vejez...

International Pension Plan Survey 2025

By WTW Employers expand plan eligibility and enhance inclusivity to become more responsive to employee needs. International Pension Plans (IPPs) and International Savings Plans (ISPs) were originally used by multinational employers to provide retirement or savings benefits to employees who may not be eligible for home country retirement plans or where local (host) solutions are unavailable or unsuitable. Today, they have evolved beyond their traditional expatriate focus to include a wider range of employees including local employees, especially in regions...

Personal and General Views on Aging, Non-Communicable Diseases, and Their Interaction as Cross-Sectional Correlates of Vigorous Physical Activity in UK Individuals Aged 50+

By Fabrizio Mezza, Daniela Lemmo, Maria Francesca Freda, Victoria Tischler, Blossom C. M. Stephan, Maria Mataró & Serena Sabatini Having more positive and less negative views on aging may prompt vigorous physical activity engagement. Moreover, positive general views of aging may be particularly important for physical activity among those who have one or more non-communicable diseases. Although we cannot infer causality, promoting positive views on aging and decreasing negative views on aging could help fostering active aging, especially among those...

Latest Retirement Living Standards show costs for Minimum retiree needs have fallen, while Moderate and Comfortable Standards see modest rises

By Pensions UK The latest update of the PLSA's Retirement Living Standards (RLS) shows a decrease in the cost of the Minimum retirement lifestyle, down to £21,600 per year for a two-person household, due to the impact of lower energy prices and changes in the public's expectations for this standard. Meanwhile, the Moderate and Comfortable standards have risen modestly, reflecting the impact of inflation across many expenditure categories offset by decreases in energy costs. This year, the cost of a Minimum Retirement...

Encuesta de Bienestar: “Sueños y Temores de los chilenos”. Un análisis del Chile de 2025 desde las percepciones ciudadanas

Por Mutual de Seguros de Chile, Cadem & la Universidad Adolfo Ibáñez En 2025, el país vuelve a reflejar una mezcla compleja de problemas arraigados y demandas materiales urgentes, pero al mismo tiempo, un sorprendente nivel de esperanza personal, incluso en medio de un escenario mundial incierto y desafiante. El resultado más elocuente de esta edición es el avance de la percepción de inseguridad como la principal preocupación ciudadana, consolidándose como la gran inquietud transversal. Por cuarto año consecutivo, en este sentido,...

Evolution and Growth: How Public Pension Plans Have Diversified Their Investments Amid Changing Markets

By John Sullivan, Katie Comstock & Tyler Bond A report from the National Institute on Retirement Security (NIRS) and Aon examines the changes public pension plan investing has undergone throughout the twenty-first century. After decades of investing primarily in bonds and other fixed income assets, public pension plans have shifted to more diverse investment portfolios, which enabled these funds to grow, deliver reliable benefits, and withstand market turmoil during and after the 2008 Global Financial Crisis (GFC). These findings are detailed in a...

Mercer CFA Institute Global Pension Index 2025

By Tim Jenkins, Nicola Mc Garel & Sarah Hudson The Mercer CFA Institute Global Pension Index benchmarks 52 retirement income systems worldwide, spotlighting both challenges and opportunities for policymakers and investors. This year’s index expands with Kuwait, Namibia, Oman, and Panama added, incorporates updated OECD data, and introduces new integrity measures for sharper insights. Systems are assessed across three pillars, adequacy, sustainability, and integrity, using more than 50 indicators. In 2025, the Netherlands, Iceland, Denmark, Singapore and Israel all achieved...

Investments, loans, insurance or pensions with a sustainable focus: what you need to know?

By European Insurance and Occupational Pensions Authority Through the choices we make, we all play a part in shaping our future. Are you interested in contributing to a more sustainable future? Learn more about how your financial choices can support the environment and society, and keep in mind a few tips! You may, for example, make a financial decision in a sustainable way if you put your money in an investment fund that invests in companies that recycle household waste, or in...