July 2025
18Jul

Developing Retirement Living Standards

By Matt Padley & Claire Shepherd The Retirement Living Standards (RLS), first published in 2019 and funded by the Pensions and Lifetime Savings Association (PLSA), set out what the public agree is needed to retire at two living standards above a minimum standard of living, based on extensive research with members of the public. The research uses the established approach to defining minimum living standards pioneered at CRSP and describes in detail what the public agree single and partnered retirees...

July 18, 2025
Adequacy, Books, Books, Pension design, Reports, , , ,
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18Jul

Individuals’ challenges managing pensions through retirement

By Bee Boileau, Jonathan Cribb & Carl Emmerson This report is one of two reports on the management of pension wealth in retirement conducted as part of the Pensions Review, led by the Institute for Fiscal Studies in partnership with the abrdn Financial Fairness Trust. In this report, we examine the decisions that older individuals face as they draw on and manage their private pension wealth through retirement. In particular, we highlight the growing importance of defined contribution (DC) wealth,...

July 18, 2025
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14Jul

The impact of ageing, socio-economic differences and the evolution of morbidity on future health expenditure – a dynamic microsimulation

By Thomas Horvath, Thomas Leoni, Peter Reschenhofer & Martin Spielauer    Background Population ageing is associated with rising healthcare expenditure. To inform policy and adapt health systems accordingly, a detailed quantitative analysis of the different components of ageing and other factors that influence cost dynamics is needed. Methods We use dynamic microsimulation to project healthcare expenditure in Austria and disentangle the effects of changes in longevity, population age-structure, healthy life years and socio-economic health disparities. By combining price weights for healthcare services with information on healthcare consumption from the...

July 14, 2025
Articles
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11Jul

Global Aging and Growth: Is There a Silver Dividend?

By Donghyun Park & Kwanho Shin Despite concerns about the economic impact of population aging, this study highlights the potential for a 'silver dividend' as longer lifespans extend working lives. We show that the effects of aging on growth are highly nonlinear and concentrated in more advanced, older economies. Labor shortages are often offset by rising labor force participation, particularly in countries with higher life expectancy, stronger human capital, and greater trade openness. Larger governments, measured by consumption, appear to...

July 11, 2025
Aging, Articles, , ,
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09Jul

The Depopulation Bomb

Natalist panic is rife nowadays. The White House is weighing initiatives to boost the number of births, ranging from a $5,000-per-baby bonus to awarding "National Medals of Motherhood" to mothers with six or more children. In March, the NatalCon gathering in Austin, Texas, declared that we're "living through the greatest population bust in human history." In April, the tech billionaire (and father of 14 children) Elon Musk posted on X: "Low birth rates will end civilization." And yet the world's population continues to grow. 132 million...

July 9, 2025
News
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08Jul

China’s New Cash Plan to Tackle Birth Rate Threat

China plans to introduce new nationwide cash incentives for families with newborn babies in an effort to boost the country's declining birth rate and ensure long-term economic growth. Why It Matters China ended its decades-long one-child policy in 2016, but the country's fertility rate continued to decline for seven years, despite a raft of government policies. Officials fear that the demographic shift could have wide-ranging effects on the world's second-largest economy in the years to come. While the fertility rate last year bucked...

July 8, 2025
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07Jul

Russia launches controversial scheme to boost birth rate, offers money to schoolgirls for having children

Amid a sharp decline in birth rates, Russia has launched a controversial new initiative that offers financial incentives to school and college-going girls to become pregnant and raise children. The program, currently being piloted in select regions, provides over 100,000 rubles (approximately Rs 90,000) to adult schoolgirls who agree to give birth and care for a child. The scheme is part of a broader demographic strategy adopted in March 2025 aimed at reversing Russia’s population decline. It is being implemented...

July 7, 2025
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02Jul

What the U.S. can learn from Japan’s experience with an aging population

The U.S. population is older than ever, and that trend is accelerating. As baby boomers age and birth rates decline, the country is heading toward a demographic reality that Japan has been grappling with for decades. In Japan, more than one in 10 people is now over the age of 80, and nearly a third of the population is over 65. This marks a dramatic shift that has reshaped healthcare, the economy, city infrastructure, and cultural norms. By learning from Japan’s...

July 2, 2025
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01Jul

A Common Assumption About Aging May Be Wrong, Study Suggests

A new analysis of data gathered from a small Indigenous population in the Bolivian Amazon suggests some of our basic assumptions about the biological process of aging might be wrong. Inflammation is a natural immune response that protects the body from injury or infection. Scientists have long believed that long-term, low-grade inflammation — also known as “inflammaging” — is a universal hallmark of getting older. But this new data raises the question of whether inflammation is directly linked to aging...

July 1, 2025
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June 2025
27Jun

LGBTQ+ Aging and Retirement Issues: A Critical Review of Current Studies and Knowledge Gaps

By Julie Duda, Bri Bloxsom & Manshreya Grover This paper presents a detailed review of select studies on the experiences and challenges faced by LGBTQ+ older adults, particularly in the context of aging and retirement. Through a systematic analysis of fourteen studies, this review aims to provide a nuanced understanding of the issues encountered by this population, highlighting key themes including discrimination, healthcare access, social support, resilience, end-of-life preparation, and mental health. There exists a broad body of scholarly work that has shed light on...

June 27, 2025
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