admin, Author at Pension Policy International

30AugAugust 30, 2021

Perú. La pieza clave para reformar las pensiones, por David Tuesta

“Una estrategia responsable y sostenible en el tiempo deberá propiciar que una mayor cantidad de ciudadanos se vaya sumando al mecanismo del ahorro”, afirma el presidente del Consejo Privado de Competitividad y exministro de Economía. Leer también La pensión como una medida de protección social para reducir la desigualdad. Repensando el sistema peruano En su discurso de investidura, el presidente del Consejo de Ministros, Guido Bellido, ha puesto nuevamente en agenda el tema de la reforma de pensiones. Esta, que ha sido...

August 30, 2021

Noticias2021, América Latina, COVID-19, Perú, Reforma de Pensiones

30AugAugust 30, 2021

En qué países se jubilan más tarde

El número promedio de años de vida esperados después de la salida del mercado laboral en los países de la Organización para la Cooperación y el Desarrollo Económicos (OCDE) ha aumentado con el tiempo tal y como indica en su informe Pensions at a Glance. El aumento del periodo de jubilación desde 1970 hasta la actualidad se debe tanto a una caída en la edad efectiva de salida de la fuerza laboral como a una mayor longevidad. Son cifras...

August 30, 2021

Noticias2021, Edad de retiro, Mercado Laboral

30AugAugust 30, 2021

Chile. ¿Quién paga el cuarto retiro? Economistas advierten sobre los efectos de un nuevo giro desde las cuentas de AFP

Primero fue el Banco Central, a través de su presidente, Mario Marcel, que señaló que la aprobación de un cuarto retiro desde las cuentas de capitalización individual puede causar un impacto profundo no solo en las pensiones futuras, sino en toda la economía en el corto plazo. “Si no tomamos en cuenta los riesgos a los que estamos exponiendo al país, en un momento en el cual la economía está saliendo de una crisis y entrando en una fase de...

August 30, 2021

Noticias2021, América Latina, Chile, COVID-19, Retiro de Fondos

30AugAugust 30, 2021

Plan for early pension access in South Africa could do more harm than good, authorities warn

Financial authorities have warned that the proposed Pensions Funds Amendment Bill could have a harmful impact on financial savings in South Africa. The bill, which was tabled by the opposition Democratic Alliance, will allow retirement fund members to access a portion of their savings in cash before retirement as a guarantee for a loan. The bill makes provision for this by amending the current Pension Funds Act to allow pension fund members to obtain a loan, secured by a guarantee from...

August 30, 2021

News, Slider2021, COVID-19, Pension Reform, South Africa, Withdrawals

30AugAugust 30, 2021

UK. Govt encouraged to make CDC pensions more flexible to improve take-up

The government should make the framework for collective defined contribution (CDC) schemes more flexible to encourage take-up and make it fairer for younger members, according to LCP. The firm’s response to the government consultation on CDC regulations said further flexibility was needed due to the framework having been drafted with the Royal Mail scheme in mind, leaving sponsors who may wish to explore different benefit structures facing limited options. Read also UK’s biggest pension scheme set to screen investments based on...

August 30, 2021

News, Slider2021, CDC, Regulation, UK

30AugAugust 30, 2021

US. Students demand that teacher pension fund revoke fossil-fuel investments

More than 500 Bay Area high school students gathered outside the San Francisco Federal Building on 7th Street Friday before marching down Market Street to City Hall, calling on the California State Teachers’ Retirement System, the state’s pension fund for California public school teachers, to divest its investment holdings in fossil fuel companies. They pointed out that that California’s wildfires demonstrate the need to reduce emissions. “This climate strike has been going on for years, but we’re feeling the effects of climate...

August 30, 2021

News, Slider2021, Climate crisis, Investment, US

27AugAugust 27, 2021

UK. 10m pensioners risk running out of money — poll

Nearly 10m British pension savers risk running out of money in retirement because they do not know how to make their savings last, according to new analysis which sheds fresh light on the complex choices facing retirees. In 2015, big changes to tax rules handed millions aged 55 and over full control over how they access their retirement cash, including spending the fund in one go. But a new study has found that faced with this increased choice, large numbers of...

August 27, 2021

News, Slider2021, COVID-19, Income, UK

27AugAugust 27, 2021

Chile. Senador Bianchi presenta reforma para obligar a las AFP a responder ante la rentabilidad negativa de los fondos

Mientras todas las miradas están puestas en la tramitación del polémico cuarto retiro desde las AFP, estas últimas siguen en la mira de algunos parlamentarios, particularmente luego de que estos meses los fondos más conservadores han resultado con rentabilidad negativa, lo que perjudica directamente a los afiliados. Justamente es debido a ello que el senador independiente por Magallanes Carlos Bianchi presentó una reforma constitucional que obliga a las administradoras de fondos a asumir la responsabilidad de estas pérdidas. La iniciativa...

August 27, 2021

Noticias2021, Administración de Pensiones, América Latina, Chile, COVID-19

27AugAugust 27, 2021

US. How to Plan for Retirement in a Gig Economy

Being your own boss. Making your own schedule. Taking control of your career. Those perks and others—including not worrying about being downsized by your company—drive professionals into self-employment all the time. In fact, the gig economy keeps growing year after year. How big is the gig? Pretty enormous. The month before the 2020 pandemic exploded, CNBC reported that independent contractors made up anywhere from 10% to a third of workers. Then, Covid hit, and though some freelancers lost their work,...

August 27, 2021

News, Slider2021, COVID-19, Informal Sector, Pension design, US

27AugAugust 27, 2021

Canada. Union Files Legal Challenge Over OMERS’ Early Retirement Policy

A Canadian union has filed a legal challenge with Ontario’s independent pension regulator over the $82.4 billion Ontario Municipal Employees Retirement System (OMERS)’s policy for paramedic plan members’ access to early retirement options. According to the Canadian Union of Public Employees (CUPE), OMERS has two classifications for its members: normal retirement age 65 (NRA 65) and normal retirement age 60 (NRA 60). NRA 65 members can retire with an unreduced pension at the age of 65 at the earliest, or...

August 27, 2021

News, Slider2021, Canada, Pension Management, Regulation

August 2021