January 2020

23Jan

Pensions will win the election in Ireland

Longstanding plans to increase Ireland's statutory retirement age and the knock-on effects on pension payments have become an unexpected issue ahead of the Feb. 8 election, putting the government on the back foot. Prime Minister Leo Varadkar called the election last week, but a pitch putting his diplomatic successes on Brexit at the center of the campaign has fallen flat with an electorate more concerned about deficits in housing and healthcare. The issue of pensions has dominated the campaign...

January 23, 2020
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23Jan

Credit Suisse Publishes Study Urging Rethink On Retirement

The Credit Suisse Research Institute (CSRI) has published a study calling for an urgent rethink on retirement provisions in the face of aging societies. Rising life expectancies and falling fertility rates have led to aging populations becoming a reality in many countries across the globe. What has so far primarily been an issue in developed countries is also becoming a concern for the developing world. Governments worldwide will have to address questions associated with aging societies: how to ensure...

January 23, 2020
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23Jan

UK. Pensions dashboards: Minister urges providers to get data in shape

Pensions minister Guy Opperman has urged companies to help pave the way for the dashboards – apps to help people keep track of their savings . The pensions dashboards will give people information about their pensions via a smartphone app, and have been billed as the solution to bring retirement money “into the digital age”. However, they require secure and accurate data from providers. Schemes will be forced to supply this under new laws, but Opperman said...

January 23, 2020
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23Jan

Ford to take $2.2 billion fourth-quarter loss related to pensions

Ford Motor Co. said late Wednesday it expects to take a fourth-quarter pretax charge of $2.2 billion related to pension obligations that will cut down on its net income. After taxes, the $2.2 billion loss is expected to slash Ford’s net income by about $1.7 billion, Ford F, -1.42% said in a filing. As it is a special item, the loss will not affect adjusted profit or adjusted per-share profit, the car maker said. It also did not...

January 23, 2020
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22Jan

La pensión de vejez en Colombia: el recorrido histórico entre la exclusión y la universalidad

Por Ana María Muñoz Segura Este libro analiza el concepto y los alcances de la pensión de vejez en Colombia, desde los comienzos de la República hasta la expedición de las normas actuales más relevantes (años 2003 y 2005). Tradicionalmente, el estudio jurídico de la seguridad social está dominado por los aspectos propios de los últimos pronunciamientos judiciales o de la última expedición normativa. Sin embargo, en La pensión de vejez en Colombia se ha dejado de lado el...

January 22, 2020
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22Jan

Revisión del ahorro y el desahorro en el ciclo de vida entre las tres capas de grupos de ingresos: Hipótesis iniciales, perfeccionamiento mediante revisión de bibliografía y comprobación empírica

Por Robert Holzmann, Mercedes Ayuso y Jorge Bravo El enfoque basado en el ciclo de vida es el ejemplo de modelo de decisiones de ahorro de los particulares. Supone que los individuos prefieren un flujo de consumo constante durante su ciclo de vida ahorrando hasta su jubilación y gastando sus ahorros después. La realidad no suele concordar con esta hipótesis, dando lugar a nuestro modelo hipotético de ciclo de vida de tres niveles por grupos de ingresos. El nivel...

January 22, 2020
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22Jan

Población de adultos mayores, desafío económico y social para el sistema de pensiones en méxico

Por Salvador Pérez-Mendoza, Carmen Camacho Castro El objetivo de la presentación es destacar el reto que representa el cambio demográfico previsto en los próximos treinta años. La población en edad de retiro y potencialmente adulto mayor es un desafío para la economía mexicana que enfrenta requerimientos de ahorro y fondos financieros para atender a esta población. Se aborda el envejecimiento y la relación con las prestaciones sociales (contributivas y no contributivas). Asimismo, se revisa el comportamiento actual de los...

January 22, 2020
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22Jan

Alcances sociales y económicos de la implementación de la hipoteca inversa en Chile

Por Ruiz, José Luis, Tapia, Pablo, Donoso, José Este estudio simula los alcances sociales y económicos de implementar la hipoteca inversa en Chile. Usando la Encuesta de Protección Social (EPS, 2009) y metodologías de simulación recientes se analiza el aporte monetario que lleva aparejado la contratación de este instrumento, que consiste en un sistema de pagos periódicos de manera vitalicia. Los individuos que podrían acceder a la hipoteca inversa serían aquellos pensionados y propietarios de su vivienda, lo...

January 22, 2020
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22Jan

IMF warns of Kenya’s pensions time bomb

The International Monetary Fund (IMF) has warned of a ticking time bomb in Kenya’s pension sector as the gap between retirement dues and actual savings continues to grow wider. Kenya, which in 2009 opted to delay the implosion by raising the retirement age for civil servants from 55 to 60, is now facing pension obligations that have ballooned to Sh2.6 trillion — about 30 percent of GDP. This is much higher than what Kenyans pay as taxes. The country’s...

January 22, 2020
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22Jan

Australia. More pensioners are taking up part-time work to avoid the threat of pension poverty

More pensioners than ever are having to work part-time just to get by according to new research, with nearly 5 per cent of people on the pension now doing paid work. Key points: New research shows that a growing number of pensioners are needing to work part-time Women and divorcees are among those most affected Seniors Australia says tax changes are needed to not penalise pensioners who work Cost of living and inequality researcher Paul Blacklow, of the University...

January 22, 2020
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