June 2026

How to turn retirement savings into reliable income

Retirement planning ultimately comes down to one question: How can you turn your savings into income that supports the life you want? The challenge isn’t just saving enough—it’s whether those savings can provide reliable income tailored to your needs and priorities while accounting for the risks of unpredictable markets and life events. Why turning retirement savings into income can be difficult Retirement planning is inherently personal, such that no two retirements look exactly alike. Two investors with similar account balances may...

Germany’s 2027 pension shake-up: who wins and who loses?

Germany’s life insurance sector is facing its most significant competitive disruption in a generation, according to financial analytics firm Kidbrooke. With landmark pension reform legislation now confirmed, incumbent insurers have a narrowing window to modernise their digital infrastructure or risk being outpaced by nimbler rivals on day one of the new market. The reform centres on the Altersvorsorgedepot, a new state-subsidised private pension savings account passed by the Bundestag in March 2026 and approved by the Bundesrat on 8 May 2026,...

US. Company Pension Funds Stuffed With Bonds Ease Up on Debt Buying

A key source of demand for corporate bonds may be fading now that managers of company pension funds have more than enough money on hand to pay their retirees. Company-sponsored plans that had struggled in past years to keep up with their obligations in an era of low interest rates have gotten a boost from a decade of strong equity returns. Many plowed those gains into bonds in more recent years as yields rose. The trade allowed managers to lock...

México. “SAR, uno de los pilares del sistema financiero”

La subsecretaria de Hacienda y Crédito Público, María del Carmen Bonilla, aseguró que el Sistema de Ahorro para el Retiro (SAR), se ha consolidado como “uno de los pilares del sistema financiero nacional”, al administrar más de 8.7 billones de pesos, lo que equivale a casi una cuarta parte del PIB nacional. Durante la inauguración de la Feria de las Afores Puebla 2026, la funcionaria recordó que el año pasado el SAR logró plusvalías históricas superiores al billón de pesos,...

Chile. Mujeres están postergando su edad de jubilación para acceder a más beneficios de la reforma previsional

Desde que se creó el sistema de capitalización individual en Chile en los años 80, no han existido cambios en la edad de jubilación. Esto, pese a que la expectativa de vida de las personas ha ido aumentando, por lo que la mayoría de los países de la Ocde sí han hecho modificaciones en ese sentido. De todas maneras, en el último tiempo las mujeres han ido postergando la edad a la que se pensionan para poder obtener los mayores...

Puerto Rico. “El romanticismo de descansar y no hacer nada no existe”: Inflación erosiona los ahorros para el retiro

Mientras algunos visualizan el retiro como una etapa para descansar, viajar o dedicarse a nuevas actividades, otros se enfrentan con la dura realidad de que el dinero con el que cuentan no es suficiente debido al impacto que tiene la inflación en el poder adquisitivo. “El romanticismo del retiro sobre tirarme en la cama a descansar y no hacer nada, ya no existe”, dijo José R. Acarón, el director estatal de AARP, organización que representa a los adultos mayores, en...

UK. Around one in eight young adults feel pension engagement is ‘pointless’

Around one in eight (12 per cent) young adults, equivalent to approximately 2.2 million people, feel engaging with their pension is pointless because they will never be able to retire, research from People’s Pension has shown. It described this group as ‘Nerds’ – the Never Ever Retiring Demographic – and warned the industry was failing to connect with them. The research found that 47 per cent of young adults aged 18 to 27 were not engaged with their pension, and 12...

Thailand pilots strategic compliance planning to strengthen protection for domestic workers

Labour inspection in private homes presents unique challenges. Unlike a factory or a construction site, domestic workers are dispersed across thousands of households, worker locations may not be readily available, and access may be restricted in private residences. For the roughly 125,000 registered migrant domestic workers in Thailand, largely women from Lao People’s Democratic Republic and Myanmar, and many more in irregular status — these barriers can leave them vulnerable and difficult to reach through conventional labour inspection methods. That...

Spain. AIReF confirms that the pension reform does not guarantee sustainability

The Independent Authority for Fiscal Responsibility (AIReF) maintains that the approved pension reform does not guarantee long-term financial viability. The system survives now, but the future is uncertain and the economic situation is becoming more complicated. The new AIReF report, presented on May 30, 2026, updates forecasts for the 2022-2050 period and confirms that the deficit and public debt will increase due to the impact of an aging population and insufficient measures. Formal compliance with the spending rule but with red flags The...

Later parenthood and weak pensions put Gen X at risk

Later parenthood and weak pensions put Gen X at risk Why timing matters: Later parenthood can mean child costs overlap with prime pension-saving years, delaying retirement readiness. Property no safe bet: Gen X’s higher property ownership offers less security as house price growth lags behind inflation and market returns. Pension gaps widen: Missing out on generous past schemes and starting saving late leaves many Gen Xers exposed to future income shortfalls. Generation X entry into workforce after defined benefit pension schemes ended Generation X began their working...