February 2026

Colombia. Crisis fiscal podría trasladarse al sistema pensional tras los recientes cambios normativos del gobierno Petro

La combinación de recientes cambios regulatorios y propuestas de política pública en Colombia podría trasladar presiones económicas al sistema pensional y asegurador, según un nuevo análisis de Fitch Ratings, que advierte sobre riesgos crecientes derivados del aumento del salario mínimo, modificaciones en los esquemas de compensación estatal y posibles restricciones a la inversión internacional de las AFP. El informe plantea que estos factores alteran el equilibrio financiero del sector previsional y de acuerdo con la calificadora, las medidas adoptadas y en discusión “plantean importantes...

Chile. Revelan fraude de pensiones a través de retiro del 10%: Acusados ocupaban la Ley Papito Corazón

Un nuevo mecanismo de fraude de pensiones se dio a conocer recientemente, y que involucra a la denominada Ley Papito Corazón, sobre deudores de pensión de alimentos. Según la información revelada por Radio Biobío, el mecanismo implica que una pareja se ponga de acuerdo para realizar una demanda ante el Juzgado de Familia respectivo. Ante dicho tribunal, realizan una petición de pago excepcional de la deuda de alimentos. ¿Cómo opera el mecanismo? Luego de que la pareja coludida llegue a un acuerdo extrajudicial, el deudor incumple con el pago por tres...

UK. Research finds gap between pension holders’ investment beliefs and knowledge

Pension holders believe it is important to know where their pension is invested but few actually know what their money is funding, research from Nest Pensions has shown. The workplace pension scheme found that 83 per cent of UK pension savers thought it was important to understand where they were invested, but just 24 per cent actually knew. Nest stated that this gap mattered as people missed the fact their pension was “one of the most powerful” financial tools they have...

US. How One Extra Dollar of Income Can Cost You Thousands in Retirement

As a retiree, any extra income probably feels welcome. But unfortunately for some, a seemingly minor increase in reported income can ripple through your finances, affecting not just your tax return but also your Medicare premiums. If you're on Medicare, the Income Related Monthly Adjustment Amount (IRMAA) means that crossing an income threshold by even one dollar can trigger higher Medicare Part B and Part D premiums. Understanding how IRMAA works is essential — especially when a single dollar can make a difference....

Nigeria. Ogun introduces fresh pension benefit to boost CPS confidence

The Ogun State Government has introduced an Additional Pension Benefit (APB) to address stakeholder concerns following the full implementation of the Contributory Pension Scheme (CPS) in the state. Approved by Governor Dapo Abiodun, the initiative was announced after consultative meetings with organised labour, the State and Local Government Pension Administration Committees, and the Commissioner for Finance and Chief Economic Adviser, Dapo Okubadejo. The CPS became fully operational in Ogun State on July 2, 2025. The APB is a one-off payment at retirement designed to...

India. Report shows retirement plans can face inflation and longevity risks: How to prepare

A new analysis by OmniScience Insights Labs shows that traditional retirement strategies in India may fall short in sustaining income over long retirements. The report highlights how structural design, rather than corpus size alone, determines whether retirees can maintain their lifestyle amid rising costs and market volatility. Inflation risk: Even stable nominal income erodes purchasing power over decades. For example, ₹1 lakh monthly expenses today could rise to nearly ₹1.8 lakh in 10 years at a 6% inflation...

Ghana. SSNIT, Sustainability and the Transparency Question: Strengthening Pension Confidence

Ghana’s national pension scheme, established under the National Pensions Act, 2008 (Act 766), operates as a partially funded system. In such a structure, pensions are financed primarily from ongoing contributions by active workers, supplemented by returns on invested funds. Unlike a fully funded scheme, where benefits are paid strictly from accumulated savings for each contributor, a partially funded system relies on a mix of current inflows and accumulated assets. In this context, “reserves” do not function as a simple...

México. Sheinbaum propone reforma para limitar pensiones de altos exfuncionarios mexicanos

La presidenta de México, Claudia Sheinbaum, anunció este miércoles que enviará al Congreso una iniciativa de reforma constitucional para establecer límites a las pensiones de exfuncionarios de alto nivel, con el objetivo de reducir "privilegios" y destinar recursos a programas sociales. "Es un párrafo en el (artículo) 127 constitucional que tiene que ver con pensiones y privilegios. Es decir, exfuncionarios de altos mandos en la actualidad están recibiendo pensiones onerosas, a partir de la aprobación de la reforma recibirán la...

How retirees are driving the US economy more than ever

Americans 70 and older now control an outsized share of the nation’s wealth, equities and housing assets, a shift driven by demographics, rising corporate profits and decades of soaring home and stock values, The Wall Street Journal writes. Federal Reserve data shows older households have steadily increased their share of net worth and market holdings, even as wealth has lagged for younger groups. Many retirees are also financially and physically healthier than prior generations: Most own their homes, often with little debt,...

South Korean National Pension Service Crypto Holdings Plunge 28% in Q4 2025 Amid Market Turmoil

The National Pension Service of South Korea, the world’s third-largest pension fund, reported a significant 28% decline in its cryptocurrency-related stock portfolio during the fourth quarter of 2025. This substantial decrease marks the first downward movement for the fund’s digital asset investments since mid-2023, reflecting broader market turbulence that began in October. Consequently, the value of these holdings dropped from approximately 880 billion won to 640 billion won ($437.86 million), according to recent regulatory filings. South Korean National Pension Service...