November 2025
07Nov

Determinants of financial inclusion among women-owned enterprises: a case study of the informal sector

By Faizan Khan Sherwani, Sanaa Zafar Shaikh, Shilpa Behal & Mohd Shuaib Siddiqui The purpose of this paper is to analyse the determinants of financial inclusion among women-owned informal enterprises in India. The study is based on a primary survey of 321 informal enterprises. The data has been collected through a structured questionnaire. A chi-square test has been used to examine the significant association between the characteristics of informal enterprises and their owners and financial inclusion. A logistic regression model...

November 7, 2025
Articles, Labor Market, , , ,
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07Nov

Household financial literacy and retirement planning in rural China

By Yuting Qian, Weiqiang Tan & Jingbo Wu Amid the prevailing importance of discussing rural villagers' retirement in China, this study analyzes the relationship between the financial literacy of rural residents and their plans for retirement. Using in-depth survey data from the Greater Bay Area, this work examines the region's demographic structures and presents the different levels of rural residents' financial literacy. The findings are robust and indicate a positive correlation between financial literacy and retirement planning. The examination also reveals the moderating...

November 7, 2025
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05Nov

Panorama de las pensiones no contributivas en América Latina y el Caribe

Por Organización Iberoamericana de Seguridad Social Tenemos el agrado de dirigirnos a Ud en virtud de presentar el informe sobre panorama de las pensiones no contributivas que cierra el encargo de la última nota dirigida por Ud donde se nos pedía un análisis de la inserción de los jóvenes y de las mujeres mirado desde la seguridad social, en el contexto del envejecimiento poblacional, además del objeto del presente. Tal como es nuestra práctica, todos los informes que hemos presentado a lo...

November 5, 2025
Caracterización del Sistema, Libros, Libros, Reportes, , ,
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05Nov

Índice Global de Pensiones 2025 de Mercer y el CFA Institute

Por Mercer & CFA Institute El Índice Global de Pensiones 2025 de Mercer y el CFA Institute compara 52 sistemas de ingresos para la jubilación en todo el mundo, destacando tanto los desafíos como las oportunidades para los legisladores e inversionistas. El índice de este año se expande con Kuwait, Namibia, Omán y Panamá agregados, incorpora datos actualizados de la OCDE e introduce nuevas medidas de integridad para obtener perspectivas más precisas. Los sistemas se evalúan en tres pilares: adecuación, sostenibilidad...

November 5, 2025
Libros, Libros, Reportes, Sostenibilidad del Sistema, Sostenibilidad del Sistema, Suficiencia, , ,
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05Nov

Un modelo de pensiones personalizado para Costa Rica: Ajuste dinámico del riesgo a través de fondos agresivo y conservador

Por Malberth Cerdas El sistema de pensiones de Costa Rica enfrenta importantes desafíos a medida que la población envejece y la esperanza de vida aumenta. Este artículo propone un modelo innovador de fondo de pensiones basado en el riesgo individual, que ajusta las inversiones año a año conforme los afiliados envejecen. El modelo sugiere dos fondos principales: un fondo agresivo para los más jóvenes y un fondo conservador para quienes se acercan a la jubilación. Este diseño maximiza los rendimientos...

November 5, 2025
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05Nov

Nueva Ley de pensiones en el Perú: ¿Hacia un nuevo modelo de protección social universal y sostenible?

Por Javier Paitán Martínez El fenómeno del envejecimiento poblacional y el nuevo contexto digital, solo para poner algunos ejemplos, tienen una incidencia en la economía y las relaciones de producción de cualquier país y, por ende, están vinculados estrechamente con el empleo y la seguridad social. En esta última, encontramos a las pensiones como una de sus principales manifestaciones y preocupaciones. Con las pensiones se permite a los integrantes de una sociedad acceder a una prestación económica frente a...

November 5, 2025
Artículos, Regulación, , ,
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October 2025
31Oct

Retirement and Retirement Intentions, Australia: Retiree statistics and the retirement intentions of people aged 45 years and over

By Australian Bureau of Statistics In 2024-25, 156,000 people aged 45 and over retired. Of these, 55% were women. On average, women retire at an earlier age than men. The average age both men and women are retiring is continuing to increase. The average age at retirement for people aged 45 years and over who retired in 2024-25 was 63.8 years. For men, the average age was 64.9 years and for women the average age was 62.7 years. The average age at retirement...

October 31, 2025
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31Oct

Sovereign GSSS+ Bonds: Building Blocks for Climate Ambition Analysis

By Sustainalytics Investor demand for sovereign green, social, sustainability, and sustainability-linked (GSSS+) bonds is growing. And with increasing scrutiny of climate goals, sovereign GSSS+ bonds may provide a signal of countries’ commitments to the Paris Agreement and meeting their nationally determined contributions (NDC). However, for investors looking to assess sovereign commitments and help drive meaningful climate impact, analyzing sovereign GSSS+ bonds in isolation may not be enough. This report offers insight into how investors can leverage these instruments to assess countries’...

October 31, 2025
Books, Books, Investment, Reports, ,
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31Oct

Adapting health, economic and social policies to address population aging in China

By Evandro F. Fang, Yuan Fang, Guobing Chen, He-Ling Wang, Jianying Zhang, Chenkai Wu, Jing Liao, Chenglong Xie, Xiaoting Liu, Kan Wang, Yang Liu, Guang Yang, Qian Wang, Long-Tao He, Jun Li, Hou-Zao Chen, Lin Kang, Yawen Jiang, Huanxing Su, Hong Jiang, Na He, Jun Tao, Sean Xiao Leng, Richard C. Siow, Chunrong Liu, Hafiz T. A. Khan, Yuanli Liu, Hisaya Kato, Takashi Sasaki, Jong In Kim, Andrea Britta Maier, Lin Zhang, Lene Juel Rasmussen, Jean Woo, Jing Wu...

October 31, 2025
Aging, Articles, , , ,
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31Oct

Behavioral Biases of Financial Planners: The Case of Retirement Funding Recommendations

By Vishaal Baulkaran & Pawan Jain We examine whether financial planners display common behavioral biases and whether these biases affect their recommendations for various home equity release options to fund retirement income. First, we show that different factors explain different behavioral biases. Second, we show that different behavioral biases affect financial planners’ comfort level and recommendations for various options to fund extra income during retirement. For instance, female planners, planners with advanced degrees and those from non-bank institutions display less...

October 31, 2025
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