June 2025
13Jun

Retired for how long? Worker expectations for how long they’ll live in retirement

By Paul J. Yakoboski,  Annamaria Lusardi & Andrea Sticha The influence of perceptions is noteworthy given that one-third of adults underestimate general life expectancy among 65-year-olds (and an additional one-quarter respond “don’t know” when asked). Workers who expect relatively short lifespans due to misperceptions about general life expectancy are at risk of accumulating inadequate financial resources for retirement. Their retirement planning horizon is “too short.” In addition, those with shorter expected lifespans appear less likely to plan and save for retirement. For example, about...

June 13, 2025
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13Jun

‘Scared of being pushed back into the closet’: Europe’s new LGBT+ retirement communities

By Estelle Nilsson-Julien For many older LGBTQ+ the prospect of moving into a retirement home is a worrying thought. But in Sweden, Spain and France new retirement communities for LGBTQ+ seniors are proving a hit. "Care home staff don't realise that they have LGBTQ+ residents - but based on population estimates we know they do. It's just that residents don't feel comfortable or safe being identified as LGBTQ+", explains Professor Paul Willis, an expert in social care. Older members of the LGBTQ+ community can "be at higher...

June 13, 2025
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13Jun

Immigration and Adult Children’s Care for Elderly Parents: Evidence from Western Europe

By Andrea Berlanda, Elisabetta Lodigiani & Lorenzo Rocco In this paper, we use the Survey of Health, Ageing, and Retirement in Europe (SHARE), complemented with register data on the share of the foreign population in the European regions, to examine the effects of migration on the level of informal care provided by children to their senior parents. Our main results show that migration decreases informal care among daughters with a university degree, while it increases the provision of informal care...

June 13, 2025
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13Jun

LGBTQ+ Americans Face Retirement Inequities

By Pension Rights Center Pride Month is observed each June to mark the 1969 Stonewall Uprising that sparked the LGBTQ+  rights movement in the United States. Celebrations are centered around building community, recognizing the progress made towards equality, and honoring those who have made that progress possible. But Pride Month is also an opportunity to reflect on the work yet to be done, including the inequities that persist when it comes to the retirement income security of LGBTQ+ older adults. According...

June 13, 2025
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11Jun

Derechos de las personas de la diversidad sexual

Por Georgina Vargas Vera, Sebastián Valencia Quiceno, María José Gutiérrez Rodríguez & Cristian Rodríguez Barrón Lamentablemente, la comunidad de la diversidad sexual ha enfrentado diferentes situaciones de discriminación y violencia. Los casos que han llegado a la Corte lnteramericana de Derechos Humanos (Corte IDH) muestran cómo los actos de discriminación impactan diversos ámbitos de la vida de las personas, como las relaciones familiares, aspiraciones o vocaciones profesionales, e incluso la expectativa de vida. Al reconocer los derechos de las personas que...

June 11, 2025
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11Jun

Relaciones entre envejecimiento activo y población LGTB+

Por Natalia Camila Gramajo Graña El siguiente artículo propone un estado de la cuestión sobre las relaciones entre el envejecimiento activo y la población LGTB+ con el propósito de comprender cómo influye una sexualidad por fuera de la cisheteronormatividad en el proceso de envejecimiento. Para ello, se realizó una búsqueda en las bases de Google Académico la cual se mostraron 772 resultados. Luego, una selección en base a los títulos que arrojó una muestra de 25 textos. A partir de...

June 11, 2025
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11Jun

Sostenibilidad Financiera del Sistema de Pensiones en Ecuador

Por Franchesca Odalys Villarruel Bolaños, Mercedes Elizabeth Vargas Moreno, Angel Oswaldo Loor Saldarriaga, Nelly Carolina Abril Buenaño & Alex Estuardo Merino Garnica Una de las grandes y permanentes dificultades latentes en el Ecuador son las falencias existentes en el sistema de seguridad social, por lo que se ha presentado una vez más la polémica sobre la sostenibilidad financiera en lo concerniente al sistema de pensiones. Es necesario mencionar que, según información del IESS, el número de afiliados pasó de 2,7...

June 11, 2025
Artículos, Sostenibilidad del Sistema, Sostenibilidad del Sistema, , , ,
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11Jun

La importancia de la inmigración en el mercado laboral americano

Por José Iván Rodríguez-Sánchez  La inmigración ha sido un tema controvertido en los Estados Unidos por décadas. Los críticos de la migración han querido establecer, erróneamente, que los trabajadores inmigrantes impactan negativamente a los trabajadores nativos en los Estados Unidos. Argumentan que los inmigrantes desplazan a estos trabajadores y deprimen sus salarios. Además, la retórica del expresidente Donald Trump, al llamar a los trabajadores indocumentados criminales, asesinos y violadores, crea un ambiente hostil e impide entender, primero, las causas por...

June 11, 2025
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06Jun

Milliman Pension Buyout Index May 2025

By Jake Pringle & Ryan Cook Estimated competitive retiree buyout cost, as a percentage of accounting liability, decreased by 140 bps from 102.5% to 101.1% during April As the pension risk transfer market continues to grow, it has become increasingly important for plan sponsors to monitor the annuity buyout market when considering a plan termination or de-risking strategy. Figure 1 illustrates retiree buyout costs with two different metrics: The red line represents only the most competitive insurers' rates from each month,...

June 6, 2025
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06Jun

PensionsEurope’s Position Paper on the European Commission’s Omnibus Simplification Proposal

By Pension Europe PensionsEurope welcomes the European Commission (EC) initiative which aims to align crucial EU legislation concerning Sustainable Finance. PensionsEurope firmly believes that the competitiveness of the EU economy is vital, it is possible to reduce the administrative burden without undermining the EU's policy objectives regarding the green transition. However, any simplification should be carefully balanced to ensure that material sustainability information on risks, opportunities, and impacts-critical to informed investor decision-making-is preserved. Accordingly, the Omnibus package should aim to streamline...

June 6, 2025
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