January 2025

Políticas sociales en México: Un balance en atención a los adultos mayores

Por Carlos Carpio Cortes, Antonio Inoue Cervantes & María del Rosario San Martín Gamboa Con el nacimiento de los Estados modernos se empezaron a plantear distintas necesidades de los ciudadanos, es por ello que la generación de políticas sociales universales básicas han ayudado a disipar los grandes problemas de la población como la educación, la salubridad, el trabajo y la seguridad social, con ello no quiere decir sea la fórmula para poder acabar con las desigualdades sociales, ya que en...

Is Care Affordable for Older People?

By Organisation for Economic Co-operation and Development With population ageing, the demand for helping older people with daily activities – so-called long-term care – is set to increase across OECD countries by more than one-third by 2050. Older people with long-term care needs are more likely to be women, 80-years-old and above, live in single households, and have lower incomes than the average. Currently, across OECD countries, publicly funded long-term care systems still leave almost half of older people with...

2024 BlackRock Read on Retirement

By BlackRock Retirement. It’s deeply personal. And yet, many of the challenges workers face are common and shared. The relationship someone new to the workforce has with retirement is likely very different than that of someone later in their career. Layer in factors like individual experience and a lack of access to the right tools, opportunities and guidance… and suddenly the path can get complex. But we’re rethinking retirement – because it doesn’t have to be. Get the report here.

Influencing Retirement Savings Decisions with Automatic Enrollment and Related Tools

By John Beshears, James J. Choi, David Laibson & Brigitte C. Madrian Historically, retirees in the US relied on the “three-legged stool” of Social Security, defined benefit (DB) pension plans, and personal savings to provide retirement income.1 Beginning in the late 1970s, however, access to DB plans began to fall while access to defined contribution (DC) plans, which require individuals to make their own savings plan contributions and investment decisions during their working years, rose.2 As of December 2023, retirement assets in...

Challenges Related to Aging Population

By Drishti The Vision Foundation The Supreme Court of India refused to entertain a writ petition that sought the establishment of a dedicated Ministry for senior citizens. The writ petition referred to senior citizens (population ageing) as a vulnerable class that deserves special attention under Article 21 of the Constitution, which ensures the right to a dignified life. Source Drishtiias

The Role of ‘Green’ Investors in Reducing Corporate Carbon Emissions

By National Bureau of Economic Research The researchers categorize public pension funds based on the political affiliation of the leaders who control them. Those under Democratic control, either through governance or board trusteeship, were labeled “green.” Those under Republican control were labeled “non-green.” The researchers assume that Democrats generally favor carbon emission reductions more than Republicans. They study emissions data from 2010–21 for 5,241 facilities across 685 publicly traded companies, along with data on pension fund stock holdings for 24 of...

La política pública en pensiones de retiro y la movilidad social

Por Carmen Fernández Reyes & Verónica González Vázquez Existe una estrecha relación entre las pensiones de retiro y la movilidad social a lo largo de la vida productiva de las personas. El proceso de generación del patrimonio pensionario es un reflejo de la igualdad de oportunidades en el mercado laboral, la trayectoria salarial y la intervención de las finanzas públicas. En adición, en el periodo de desacumulación, el pago del retiro mide el éxito de los programas para que los...

Vista de Impacto de la Pensión Garantizada Universal en las pensiones actuales y desafíos para el debate previsional en Chile

Por Karol Fernández, Nicolás Rojas & Alejandro Weber Este artículo presenta un cálculo de las tasas de reemplazo de los actuales pensionados por vejez en Chile, tomando en cuenta el monto de la pensión autofinanciada y la pensión total, que incluye los aportes de la Pensión Garantizada Universal (PGU) y el Aporte Previsional Solidario (APS); ello, con el fin de identificar a aquellos grupos de actuales pensionados que han sido mayormente beneficiados con la entrada en vigor de la PGU...

Adequacy of future retirement incomes: new evidence for private sector employees

By Jonathan Cribb, Laurence O'Brien & David Sturrock This report takes a fresh look at the prospects for the future of retirement incomes for employees in the UK. Since the Pensions Commission reported around 20 years ago, much has changed in the economic and pensions policy environment. While the introduction of automatic enrolment has been in many respects a great policy success – and the level and coverage of the flat-rate component of the state pension have increased markedly – lower-than-expected...

Pensionomics 2025: Measuring the Economic Impact of Defined Benefit Pension Expenditures

By Dan Doonan & Iliana Boivie Pensionomics 2025: Measuring the Economic Impact of Defined Benefit Pension Expenditures finds pension spending powered by U.S. private and public sector defined benefit pensions contributed significantly to the economy. In 2022, retiree spending of public and private sector pension benefits generated $1.5 trillion in total economic output, supporting 7.1 million jobs across the nation. In addition to its impact on employment and economic activity, pension spending bolstered public finances in 2022, adding $224.3 billion in...