News Archives - Page 23 of 950 - Pension Policy International

06AprApril 6, 2026

Here’s Exactly What I Plan to Do if the Market Crashes as I’m About to Retire

As someone who writes about investing and personal finance, I'm well aware that a stock market crash can be nerve wracking at any time. But I also know that market downturns are nothing to panic about when you're decades away from retirement. But what if the market crashes just as you're about to retire? Talk about bad timing. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing...

April 6, 2026

Newssavings, US

06AprApril 6, 2026

AI gaining foothold with younger savings plan members, email remains preferred communications tool: survey

More than half (56 per cent) of plan members say email is the most effective way to communicate with them about their savings plans, according to Benefits Canada’s 2026 Employee Savings Survey. The survey, which polled 500 Canadian plan members, found traditional mail (18 per cent) was a distant second preferred communications tool, followed by an insurance company website (17 per cent) and a financial advisor meeting arranged by an insurance company (14 per cent). During a webinar discussing the survey’s results, Jimmy...

April 6, 2026

News, Uncategorized2026, AI, Canada, Engagement

01AprApril 1, 2026

EU finance faces growing risks from geopolitical pressures, watchdogs warn

European financial watchdogs have warned that the war in the Middle East and fast-growing private finance markets could increase risks for the EU financial system. The European Supervisory Authorities — the European Banking Authority (EBA), the European Insurance and Occupational Pensions Authority (EIOPA) and the European Securities and Markets Authority (ESMA) — said geopolitical tensions could affect financial markets through higher energy prices, inflationary pressures and weaker economic growth, ESMA announced on Tuesday. They said they had previously warned about the...

April 1, 2026

NewsEU, Investment

01AprApril 1, 2026

U.S. retirement savings hit alarming low

Median savings reveal stark reality New analysis from the National Institute on Retirement Security finds that U.S. workers aged 21 to 64 have a median of $40,000 in defined contribution plans, but when including those without savings, the median plunges to $955. This underscores a widening gap between retirement needs and actual savings, exacerbated by the decline of pensions. AARP data shows 20% of adults over 50 have no retirement savings, and 61% believe they lack enough for their later...

April 1, 2026

Newssavings, US

01AprApril 1, 2026

The Global Centenarian Surge: How 4 Million People Over 100 Will Reshape Markets and Policy

A demographic shift is quietly underway: the population of people aged 100+ is set to jump sharply this century. US centenarians are projected to rise from about 101,000 in 2024 to roughly 422,000 by 2054, while globally the cohort could swell from ~722,000 today to nearly 4 million by mid‑century. That growth will affect pension systems, healthcare spending, workforce patterns, consumer markets and political influence, with hotspots in China, the US, Japan, India and Thailand. The article outlines the...

April 1, 2026

NewsAging, Longevity

01AprApril 1, 2026

Dutch pension funds cut US exposure as rebalancing drives shift to Europe

Dutch pension funds were net sellers of US assets last year, reallocating capital towards Europe, according to figures from regulator DNB. On balance, funds sold €30bn of US equities and bonds, while purchasing €23bn of European securities. In 2025, pension funds sold €18bn of US government and corporate bonds and €12bn of equities. The decline was largely driven by civil servant scheme ABP, which divested more than €10bn of US government bonds. While US debt securities were predominantly sold, flows into European fixed...

April 1, 2026

NewsInvestment, Netherlands, US

01AprApril 1, 2026

Iran war may increase mortgage payments for extra 1.3m households, says Bank of England

The US-Israel war on Iran could end up increasing monthly mortgage payments for more than one million more UK households, the Bank of England has predicted, adding that the conflict had dealt “a substantial negative supply shock” to the world economy. Financial market jitters over the conflict in the Middle East have resulted in banks pulling about 1,500 mortgage products, with many banks raising interest rates on their remaining 7,000 home loan products in recent weeks, the Bank’s financial policy committee (FPC) said. The increases,...

April 1, 2026

NewsAdequacy, UK

01AprApril 1, 2026

Gold’s worst month in years tests its role as a pension hedge

Gold just posted its worst month in more than a decade even as prices bounced on Tuesday, underscoring how the Iran war, inflation fears and higher‑for‑longer rates are hitting one of the most widely used hedging assets. Reuters said that the spot gold rose 3.2 percent to $4,652.31 per ounce by 1:31 pm EDT, the highest level since March 20, while US gold futures settled 2.7 percent higher at $4,678.60. CNBC reported that gold futures still fell more than 10 percent in March, marking their biggest monthly decline since June 2013...

April 1, 2026

NewsAging, Italy

01AprApril 1, 2026

Nigeria. Informal sector workers protest, seek urgent pension, health reforms

Informal workers under the aegis of the Federation of Informal Workers Organisations of Nigeria (FIWON) staged a protest at the National Assembly, demanding reforms of the pension and health sub-sectors. The General Secretary of FIWON, Gbenga Komolafe, who led the protest, said over 93 per cent of Nigeria’s workforce operates outside formal employment and contributes an estimated 65 per cent to the country’s gross domestic product (GDP). He explained that such workers deserve social protection who are presently underserved. Komolafe warned that the country...

April 1, 2026

NewsInformal Sector, Nigeria

01AprApril 1, 2026

UK. Why younger retirees are earning more from their pensions

Data on pensioner incomes were published last week, and it made for interesting reading. Pensioner incomes have remained stable over recent years, with average income after housing costs hitting £455 per week. However, looking a bit deeper there’s some interesting trends to pick out. Female pensioners continue to have lower pension incomes than men; single pensioner households get by on less than half of their coupled-up counterparts, and younger pensioner households have higher incomes than older ones. There’s also interesting data...

April 1, 2026

NewsAdequacy, UK

April 2026