February 2026

UK Treasury offers £100k exit packages amid job cuts

Chancellor Rachel Reeves plans to cut roughly 300 roles from her department by 2030, the Financial Times reported on Monday (2 February). The UK Treasury is reportedly offering officials in the finance ministry up to £100,000 to leave voluntarily amid a wider push to trim administrative spending across Whitehall by 16%. The finance ministry, which employs about 2,100 staff, has already imposed a freeze on external recruitment for many non-essential roles, according to the Financial Times. The voluntary exit packages are calculated as three weeks’ salary for...

How aging changes rats’ social choices and what that may mean for healthy aging

The loss of social connectedness as people age increases the odds of cognitive-related disorders and can worsen health outcomes in older populations. But is there a direct relationship between social behavior and cognition? Subhadeep Dutta Gupta, Peter Rapp, and colleagues, from the National Institute on Aging, developed a rat model to probe social cognition in the aging brain. As presented in their eNeuro paper, the researchers used 169 young and aged male rats to discover that while older rats were as social as younger...

January 2026

US. Congress Racing to Avoid Shutdown: What It Means for Retirement Plans

President Trump and Senate Democrats reportedly reached a funding agreement on Thursday night to avoid a partial government shutdown, but a lot of elements need to fall into place in a very short period to avoid a shutdown. According to Politico, Trump and the Democrats have agreed to separate out the Department of Homeland Security (which includes Immigration and Customs Enforcement) from the larger spending bill moving through Congress, and approve that bill, along with a short-term continuing resolution to...

UK. Pension funds and the drive for greater domestic investments – the international perspective

Domestic investment initiatives from governments are on the rise as governments around the world are recognising the opportunity pension funds present to boost economic growth. However, the push for increased domestic investment by pension funds has not avoided criticism - with concerns being raised on the impact to members' best interests. The UK, Canada, Germany and the Netherlands are all countries pursuing the use of pension funds to boost domestic growth in specific sectors. The UK approach The UK has been...

India. NPS drives pension expansion, but coverage remains limited amid informality: Economic Survey 2025-26

India’s pension system has expanded steadily over the past decade, but overall coverage remains limited when measured against the size of the country’s vast workforce, the Economic Survey 2025-26 has said. While participation in formal retirement savings schemes is rising, the Survey flags high informality, irregular incomes and low awareness as the biggest structural constraints preventing broad-based pension inclusion, especially among low-income and rural households. According to the Survey, the dominance of informal employment continues to shape the contours of...

US. South Dakota Bill Eyes Bitcoin for State Funds

This is a sign of how digital assets are edging closer to mainstream finance in the United States. This debate offers a clear window into how Bitcoin is starting to look less like a fringe bet and more like a strategic reserve asset at the state level. What the South Dakota Bill Actually Does The new proposal in South Dakota would allow the State Investment Council to allocate up to 10% of eligible public funds into Bitcoin, including pensions, trusts, and endowments that together...

Goodbye to Retirement at 60 in the South Africa

South Africa has officially moved away from the traditional default retirement age of 60, with new pension regulations taking effect from early January 2026, reshaping retirement planning for millions of workers. This shift addresses rising life expectancy, pension fund sustainability, and economic pressures, allowing retirement ages to be set by employment contracts and fund rules rather than a fixed benchmark. South Africa Pension Reforms 2026 Overview The abolition of the automatic retirement age at 60 marks a pivotal change in South Africa’s...

Vietnam. When society ages faster than its capacity to care

Vietnam is undergoing a profound demographic transition that remains surprisingly underdiscussed: rapid population aging. According to assessments by the United Nations and the World Health Organization, Vietnam is among the fastest-aging countries in Asia. What makes this shift particularly challenging is that it is happening before the country becomes wealthy and before a comprehensive system of long-term elderly care has been fully established. Within just a few decades, the proportion of people aged 60 and above has risen sharply. At the same...

6 Retirement Must-Knows for 2026

In 2026, you can contribute $7,500 to an IRA if you’re under age 50 and $8,600 if you’re over 50, and contribute $24,500 to a company retirement plan if you’re under age 50 and $32,500 if you’re 50 and above. The super catch-up contribution limit has increased to $35,750 for 2026. For 2025, they found 3.9% to be the starting safe withdrawal rate, but you can get closer to 6% if you’re willing to use a strategy that’s...

JPMorgan (JPM) Buys UK Pensions Platform WealthOS

JPMorgan Chase & Co. (NYSE:JPM) is one of the 11 Most Profitable Cheap Stocks to Invest In Now. On January 22, Reuters reported that JPMorgan Chase & Co. (NYSE:JPM) has completed a deal to acquire WealthOS, a UK-based pensions technology platform. This information comes from an internal memo seen by Reuters. This transaction is expected to strengthen JPMorgan Chase & Co.’s (NYSE:JPM) presence in the pensions industry and position the company to benefit from the growing demand for retirement planning products...