September 2025
26Sep

2025 Individual Investor Survey: Welcome to the age of diminished expectations

By  Natixis Investment Managers Investors have been on an emotional roller coaster over the first 25 years of the 21st century. On the downside, they held on for dear life as the dotcom bubble, Global Financial Crisis, European debt crisis, Covid, and a historic bout of inflation played out in the headlines and their portfolios. But along with the losses, investors found compelling gains. A decade of record-low interest rates buoyed stocks, and the tech sector boomed. It was a thrill ride...

September 26, 2025
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26Sep

Aging, Alcohol, and Attrition: The Economic and Political Ramifications of Public Health in Contemporary Russia

By Andrew Kelmanson, Anonymous Author, Emily Sehati, Eliana Svilik, Kyle H. Chan, Marcus Hsieh & Will Pirone The Russo-Ukrainian War has exacerbated several of the country’s existing public health crises. Specifically, this paper identifies 3 areas of public health concern that are inflamed by the conflict in Ukraine that will likely have an outsized effect on the economic success and political legitimacy of the country in the coming years. These are, namely, alcohol addiction, an aging population, and attrition from...

September 26, 2025
Aging, Articles, , , ,
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26Sep

Optimization Algorithms for Pension Asset Allocation Under Market Volatility

By Akshay Sharma & Satish Kabade Pension fund organizations function as essential financial entities that protect employee retirement funds to provide complete and punctual pension distributions. Pension fund effectiveness through asset distribution determines how well a fund meets its future obligations. Traditional methods of portfolio optimization align with the Modern Portfolio Theory through the Markowitz model to help determine asset allocation by defining the relationship between return and risk. These static modeling approaches fail to fulfill their purpose in real...

September 26, 2025
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26Sep

Has Population Aging Led to Strategic Shifts in Enterprises?

By Hanteng Li, Yun Qin & Yuhang Wang  This paper uses Chinese listed companies from 2009 to 2023 as a sample to systematically examine the impact pathways and mechanisms through which population aging influences corporate strategic transformation. The study finds a significant positive relationship between population aging and corporate strategic transformation, and this conclusion remains robust under multiple sensitivity tests. Further analysis of moderating effects indicates that a firm’s innovation capability plays an important moderating role in the relationship between...

September 26, 2025
Aging, Articles, , ,
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24Sep

Perseguir futuros más brillantes: IA y planes de jubilación

Por Dr. David Knox, Graham Pearce & Lin Shi La esperanza de vida y el costo de vida van más allá de lo que los sistemas de ingresos para la jubilación se construyeron para apoyar. Cubrir los gastos básicos podría requerir que las personas trabajen más tiempo, ahorren e inviertan de manera más agresiva, o ajusten sus estándares de vida. ¿Cómo podríamos garantizar la comodidad y la dignidad durante la jubilación? En su informe de los Principios de Economía de Longevidad,  el Foro...

September 24, 2025
Diseño de Pensiones, Libros, Libros, Reportes, , , ,
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24Sep

El dividendo de la longevidad

Por Andrew Scott & Peter Piot  El argumento de la catástrofe demográfica ya es bien conocido: el descenso de las tasas de natalidad causará una contracción de la población, mientras que la mayor esperanza de vida incrementará el costo de las pensiones y de la atención a las personas mayores. En términos relativos, habrá menos trabajadores para sufragar todos esos gastos. Este relato es parcialmente cierto: en el conjunto del mundo, una de cada diez personas tiene más de 65 años...

September 24, 2025
Envejecimiento, Envejecimiento, Libros, Libros, Reportes, ,
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24Sep

Longevidad: la mejor oportunidad en el siglo XXI

Por Sandra Milena Castelblanco-Toro La longevidad es un concepto arraigado en la historia humana y está relacionado con la capacidad de los organismos para permanecer vivos y funcionales durante períodos prolongados. Depende de factores propios del individuo (inmunológicos, genéticos, cardiovasculares y metabólicos), y de factores externos (factores sociales y ambientales) implicados en procesos orgánicos que permiten a un individuo vivir más tiempo y con mejor calidad. El logro de la longevidad ha conducido a la transición demográfica conocida como envejecimiento...

September 24, 2025
Artículos, Envejecimiento, Envejecimiento, , , ,
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19Sep

Retirement income market data 2024/25

By Financial Conduct Authority We have collected data on the retirement income market since April 2015. The data helps us monitor developments. For example, it gives us insight into the actions consumers take the first time they access a pension pot. Previously published data up to March 2018 is also included in separate tables. The data for these periods was initially drawn from a representative sample. We started collecting data from all regulated firms that provide retirement income products from 1 April...

September 19, 2025
Adequacy, Books, Books, Regulation, Reports, , ,
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19Sep

OECD Employment Outlook 2025: Can We Get Through the Demographic Crunch?

By Organisation for Economic Co-operation and Development Over the past two decades, population ageing, increasing statutory retirement ages and rising education levels have led to higher employment rates among workers aged 55 and above in OECD countries. However, progress across countries remain uneven, and employment rates decline rapidly from age 60, such that many workers are leaving employment well before reaching the eligibility age for a pension. To sustain living standards and address structural labour shortages, many countries will need...

September 19, 2025
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19Sep

The Impact of Job Exposure to Artificial Intelligence on the Korean Labor Market in 2020

By Yeseul Lee & Hyeonjun Hwang This study examines the impact of artificial intelligence exposure on wage and employment outcomes in the Korean labor market in 2020. We propose the Artificial Intelligence Exposure Score (AIES) by integrating 27,921 Korean AI patents from 2011 and 2020 with O*NET task descriptions through Sentence-BERT natural language processing techniques. This approach creates occupation-level exposure measures that reflect Korea-specific innovation patterns. Using data from the Korean Labor and Income Panel Study (KLIPS), we estimate log-linear...

September 19, 2025
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