December 2025

Adequacy and Sustainability of Pensions

By Commission European Pensions are the main source of income for older people in Europe, coming mostly from 'pay-as-you-go' public schemes. Retired people drawing a pension are a significant and — due to demographic ageing — a growing part of the EU population (about 124 million, or a quarter of the total population1). European pension systems are facing the dual challenge of remaining financially sustainable and being able to provide Europeans with an adequate income in retirement. The key purpose of...

Japan’s Aging Workforce: Determinants and Outlook

By Sagiri Kitao & Nozomi Takeda This paper examines recent trends in the Japanese labor market, with a particular focus on the elderly workforce. Japan's elderly employment rates are notably high compared to other OECD countries and have increased significantly over the past two decades. To investigate the factors that affect the employment of old individuals, we develop a structural life-cycle model with consumption-saving decisions and endogenous labor supply in both intensive and extensive margins. The model is calibrated to...

Trump said he’s looking into an Australian-style retirement program for the U.S.

The Trump administration is looking Down Under for inspiration on how to improve the United States’ retirement savings system. President Donald Trump on Tuesday said at the White House that his administration is looking into an Australian-style retirement program. “We’re looking at it very seriously,” Trump said. “It’s a good plan. It’s worked out very well.” Australia’s primary retirement savings program — known as “superannuation” — might have caught the attention of Washington officials. How superannuation works Superannuation, or “super” for short, is Australia’s...

Is the world ageing out of interest rates?

From global rate hikes to political pressures, central banks can’t stay out of the news these days. But these headlines overlook a growing challenge for central banks: With the share of the population aged 65 or over set to nearly double by 2054, their policy tools may become less effective. Interest rates have long been a key instrument of monetary policy, used much like car pedals, with cuts made to accelerate economic activity and hikes to slow it down. Historically,...

OECD Warns Mexico’s New Pension Fund Lacks Long-Term Stability

The Organisation for Economic Co-operation and Development (OECD) has raised concerns about the long-term financing of Mexico’s Pension Fund for Well-being (FPB), warning that the program depends on temporary resources that may not be sustainable. In its Pensions at a Glance 2025 report, the OECD noted that the FPB is funded through various sources, many of which involve one-time transfers. As a result, “it is not clear how the financing measures planned for this complement will be able to cover...

Scientists identify 4 key turning points for your brain as you age

It’s no secret that our brains change as we age. The ease with which we form new connections—whether learning a language or picking up a new skill—shifts throughout life. But scientists are now showing just how dramatic and how patterned those shifts really are. A new study from the University of Cambridge has identified five distinct phases of brain development across the human lifespan. The phases are marked by four turning points: ages nine, 32, 66, and 83, where brain rewiring shifts....

November 2025

Rapidly ageing populations will continue to put pressure on pension systems

Population ageing due to lower birth rates and longer life expectancies will continue to raise fiscal pressures on pension systems at a time of high public debt and competing spending needs, according to a new OECD report. OECD Pensions at a Glance 2025 shows that populations across the OECD will age fast over the next 25 years: there will be 52 people aged 65+ for every 100 people aged 20-64 by 2050, up from 33 in 2025 and only 22 in...

China. Health initiative promotes co-prevention of diabetes and shingles for healthy aging

A nationwide health campaign was launched to address the growing challenge of chronic diseases among aging adults in China to raise awareness and promote early intervention against chronic diseases, with a focus on shingles—a painful infection that poses serious risks to people with diabetes. The program, led by China CDC, CCTV.com, and the National Open University for the Elderly, offers free health education targeting adults aged 50 and above. It urged to tackle shingles, a frequently overlooked but debilitating disease,...

Canada. We’re not ready for an aging population — and it’s going to cost us

If there’s a single word that defines the Carney government’s first budget, it has to be “generational.” Canada, we’re told, is facing a “generational” shift, one that requires a “generational” investment strategy featuring “generational” investments. But while the word itself appears 45 times in the nearly 500 page document, it’s never actually used to directly address the true generational challenge we face: a rapidly aging population. This was, and is, a huge missed opportunity. The public is more attuned than...

China. Robotics eldercare expands amid aging population challenge

Artificial joints fitted closely around Zhang's legs, tiny motors humming as they learned his strides. With each step, the sensors tracked his movements and the whole frame gently pushed him forward. In a rehabilitation center in Beijing's Fengtai District, the 76-year-old, once dependent on a caregiver, lifts his feet, one after the other, walking with the help of a robotic exoskeleton. "I used to need someone by my side," he said with a grin. "With the robot training, I can walk...