February 2026

The modality of pension information matters: The effects of visualization and interactivity

By Kristjan Pulk, Kristian Pentus, Leonore Riitsalu, Leo Daniel Sipria, Robin Talisaar & Ene Tubelt A significant barrier to pension engagement is a lack of awareness about the pension system and contribution options. Pension information is often presented as complicated text, which can deter engagement. We test how different modalities of visual and interactive pension communication affect individuals’ subjective pension knowledge, assessment of pension sufficiency, information search, and pension decision intentions. We do so by conducting two experiments: an online experiment...

UK. Industry urged to ‘break cycle of failed ideas’ on pensions adequacy

The pensions industry risks “sleepwalking into another generation of under-saving” unless it experiments with new approaches to member engagement, People's Pension has warned. The master trust argued that traditional, well-intentioned efforts to boost pensions adequacy had delivered limited success in recent years and called on the industry to support bolder, more innovative engagement strategies. In particular, the scheme urged greater focus on Generation Z, which it identified as the cohort most likely to opt out of pensions but with the longest...

Multidisciplinary Pathways to Retirement Financial Literacy: An Experimental Comparison of Gamified and Infographic Interventions

By Chrizaan Grobbelaar & Liezel Alsemgeest Due to population ageing and a decline in the working-age population, retirees can no longer rely on government support in retirement, making financial literacy even more important for society to plan for retirement. The current low financial literacy levels globally are evident in the vast number of retirees retiring unprepared. Educating a society on the basics of financial literacy is not enough for them to make sense of pension rules, tax implications, or make...

December 2025

Lost Pensions, Lost Pensioners: Is a National Registry of Pension Plans the Answer?

By David P. Blake & John A. Turner In the United States and other countries, many retirees face great difficulties in tracing their former employers in order to apply for a pension to which they are entitled. At the same time, pension plans have trouble tracking down pensioners with whom they have lost contact. The problem of lost pensions and lost pensioners was also prevalent in the United Kingdom, but in 1991 the British government established a national registry of...

Pension discussions with family and friends remain rare

Just a third (33 per cent) of people have spoken to their family about pensions in the last year, research from Standard Life has revealed, as engagement with pension savings remains low. The research showed that this was far lower than the proportion of people discussing household bills (48 per cent) or inflation (41 per cent), highlighting how long-term financial planning is still something many households shy away from. Perhaps unsurprisingly, Standard Life found that there are significant generational differences when...

November 2025

Less than half of UK consumers believe their pension offers good value

Less than half (47 per cent) of UK consumers consider their pensions, including workplace pensions and personal or self-invested personal pensions, to be good value, according to research conducted by Royal London in collaboration with the Lang Cat. The 2025 Meaning of Value research surveyed 2,000 UK consumers and found that 40 per cent of UK consumers are neutral on the value of their pension, while 5 per cent think that their pensions are poor value. The survey also asked them, for each...

October 2025

What could effective pensions engagement look like?

By Pensions Policy Institute This report is primarily focused on the Defined Contribution (DC) landscape, in which engagement and active choice play a greater role, in comparison to Defined Benefit (DB). DC provides an increasing proportion of UK pension provision, with private sector DB provision in decline. As a result, DC savers will make up the majority of future retirees, and even among those with DB entitlement, many will also have some DC savings as a result of increased job...

Research and analysis. Lessons on pensions engagement

By Department for Work & Pensions This report summarises research exploring consumer engagement and ways to increase public engagement with private pensions in the UK. It brings together findings from a rapid review of publicly available literature with intelligence from 6 expert interviews across the UK, Western Europe and Israel. This provides new insight and understanding into some of the factors influencing pensions engagement. The research highlights areas for further research and could be expanded in the future by seeking...

September 2025

More than half of UK adults unaware of key pension policy changes

More than half of UK adults (51 per cent) are unaware of upcoming pension policy changes that could have a major impact on their retirement plans, according to new research from Schroders Personal Wealth (SPW). The 2025 SPW Retirement Report, based on a survey of 1,500 UK adults, revealed significant knowledge gaps around shifting pension rules and wider financial planning, with many people still working on assumptions that may no longer hold true. For example, despite 29 per cent of respondents saying...

August 2025

México. Feria de Afores 2025 registra récord histórico de atenciones con más de 190 mil durante cinco días

La Feria de Servicios del Ahorro para el Retiro 2025, realizada en el Zócalo de la Ciudad de México, del viernes 1° al martes 5 de agosto tuvo un exitoso desarrollo al brindar 190,694 atenciones directas, consolidándose, una vez más, como el evento más grande e importante del país en materia de ahorro para el retiro. *En 2020 y 2021 no hubo Feria debido a la pandemia por SARS-CoV-2 Durante los cinco días de actividades, las 10 Administradoras (Afores) y más...