Gender Gap Archives - Pension Policy International

26FebFebruary 26, 2026

EU’s pension gender gap persists as women receive 24.5% less

Women aged 65 or over in the EU received pensions that were 24.5% lower on average than men in 2024. The biggest average pension gaps were recorded in Malta (40.3%), the Netherlands (36.3%) and Austria (35.6), Eurostat informed on Wednesday. The smallest gaps were in Estonia (5.6%), Slovakia (8.4%) and Hungary (9.6%). Alongside averages, the data also compares pensions using the median — the middle value in a range — which is less affected by a small number of very high or...

February 26, 2026

NewsEU, Gender Gap

26JanJanuary 26, 2026

UK. Men end up with four times more in their pension pots than women by 60 – this is why it happens

Men end up with almost four times as much in their pension pots by the age of 60, according to official figures. But the gulf between men and women's pensions boils down to 'entrenched systemic barriers' rather than a lack of financial confidence, a new report claims. Men hold a median total of £75,000 in defined contribution pension pots just ahead of reaching 60, compared to £19,000 for women, figures from the Department for Work and Pensions published last July showed. Its...

January 26, 2026

NewsGender Gap, UK

23JanJanuary 23, 2026

UK. Pensions system fails many women, university report finds

A new report from the University of Edinburgh says the UK pensions system and financial advice sector must be redesigned to address a widening gap between men’s and women’s pension wealth. According to the analysis, women approaching age 60 hold 75% less in private pension savings than men of the same age. The report, supported by wealth manager Evelyn Partners, finds that women’s lower accumulations are largely driven by structural and social factors rather than a lack of confidence. Nearly 15 million people...

January 23, 2026

NewsGender Gap, savings, UK

09JanJanuary 9, 2026

Pension Saving in a Gendered Lifecourse

By Hayley James Despite automatic enrolment in work pension schemes, private saving for pensions in the UK is relatively low, with most people under-pensioned in later life and reliant on the state pension. In this book, Hayley James shows that equally significant is that women save far less for old age than men. Indeed, her detailed research reveals the ways in which pension saving, as an everyday practice of finance, is shaped by gender and how this evolves over the...

January 9, 2026

Books, Books, Pension design, Reports2025, Gender Gap, Pension design, Public Policy

08JanJanuary 8, 2026

Divorced UK women face 61% pension gap

Female divorcees have been found to typically have £53,160 less in pensions savings than divorced men in the UK, according to research by Now:Pensions and the Pension Policy Institute. Divorced women hold just 39% of the pension wealth of divorced men, with the median pension wealth for divorced men standing at £85,800, compared to £32,640 for divorced women. Among married individuals, men hold 61% more with £111,540, versus £43,656 for women. Divorced women’s annual pension income of £13,893 stands at just...

January 8, 2026

News2026, Gender Gap, UK

07JanJanuary 7, 2026

Gender Pension Gap in Europe Averaged 22% in 2024

Women in Europe receive significantly lower pensions than men, with the average gap across 27 European countries standing at 22%, according to data from the OECD and Eurostat reported by Euronews Business. This means that, on average across Europe, women receive just EUR78 in pension income, whereas men receive EUR100. The gender pay gap is a related phenomenon, with women in the EU earning 12% less than men in 2023. However, the pension gap is wider. In 2024, the gender...

January 7, 2026

News2026, Europe, Gender Gap

02DecDecember 2, 2025

India. How Atal Pension Yojana is helping women claim long-term pension security

For millions of women who have spent lifetimes in unpaid labour or informal work, the idea of a guaranteed pension was once unimaginable. Today, they form 48% of all Atal Pension Yojana (APY) subscribers in India, reshaping a scheme designed for the country’s most vulnerable workers, according to a Lok Sabha reply on the scheme dated December 1. Launched by the Pension Fund Regulatory and Development Authority (PFRDA) in 2015, Atal Pension Yojana is a government-backed pension scheme aimed primarily...

December 2, 2025

NewsGender Gap, India, Informal Sector

28NovNovember 28, 2025

Retirement Planning among Female Workforce in Malaysia and China

By Jing Yuan, Kim Mee Chong, Ivy Siaw Hung Hii & Hao Lun Li A phenomenon has emerged whereby the life expectancy of women is 74.2 years, and men's is 69.8 years. Hence, it is crucial to encourage early retirement planning among women. This study aims to explore the factors that influence retirement planning awareness and readiness among women in Malaysia and China. A self-administered online questionnaire was completed by 100 Malaysians and 200 Chinese. Using IBM SPSS and SmartPLS,...

November 28, 2025

Articles, Savings2023, China, Gender Gap, Malaysia, Retirement Planning

07NovNovember 7, 2025

Determinants of financial inclusion among women-owned enterprises: a case study of the informal sector

By Faizan Khan Sherwani, Sanaa Zafar Shaikh, Shilpa Behal & Mohd Shuaib Siddiqui The purpose of this paper is to analyse the determinants of financial inclusion among women-owned informal enterprises in India. The study is based on a primary survey of 321 informal enterprises. The data has been collected through a structured questionnaire. A chi-square test has been used to examine the significant association between the characteristics of informal enterprises and their owners and financial inclusion. A logistic regression model...

November 7, 2025

Articles, Labor Market2023, Gender Gap, India, Informal Sector, Labor Market

05SepSeptember 5, 2025

Global warning: solving pensions gaps around the world

From gender gaps to vulnerable workers, inadequate pensions are an issue the world over. What are countries doing about it? Around the world, many people are still without pension provision. Here, we explore this by looking at case studies of countries with significant coverage issues, and countries that are making changes to improve coverage. Some of the major drivers and resulting effects of inadequate pension provision are: The gender pensions gap – Figure 1 shows the gender pensions gap in OECD countries....

September 5, 2025

NewsCoverage, Gender Gap

February 2026

EU’s pension gender gap persists as women receive 24.5% less

January 2026

UK. Men end up with four times more in their pension pots than women by 60 – this is why it happens

UK. Pensions system fails many women, university report finds

Pension Saving in a Gendered Lifecourse

Divorced UK women face 61% pension gap

Gender Pension Gap in Europe Averaged 22% in 2024

December 2025

India. How Atal Pension Yojana is helping women claim long-term pension security

November 2025

Retirement Planning among Female Workforce in Malaysia and China

Determinants of financial inclusion among women-owned enterprises: a case study of the informal sector

September 2025

Global warning: solving pensions gaps around the world