Informal Sector Archives - Page 3 of 33 - Pension Policy International

08AprApril 8, 2026

Informal workers in the rural sector in Colombia: Living conditions and social security

By Oscar Espinosa, Valeria Bejarano, Martha-Liliana Arias & Jorge-Iván González The existence of a high percentage of informal labour has a direct impact on the living conditions of millions of people and their families, especially in rural areas and developing countries. The implications of this problem present a challenge for public policy on employment, social security and business activity. Taking advantage of the wealth of microdata from the Great Integrated Household Survey (of national representation), our research aimed to...

April 8, 2026

Articles, Labor Market2025, Colombia, Informal Sector, Labor Market, Social Security

01AprApril 1, 2026

Nigeria. Informal sector workers protest, seek urgent pension, health reforms

Informal workers under the aegis of the Federation of Informal Workers Organisations of Nigeria (FIWON) staged a protest at the National Assembly, demanding reforms of the pension and health sub-sectors. The General Secretary of FIWON, Gbenga Komolafe, who led the protest, said over 93 per cent of Nigeria’s workforce operates outside formal employment and contributes an estimated 65 per cent to the country’s gross domestic product (GDP). He explained that such workers deserve social protection who are presently underserved. Komolafe warned that the country...

April 1, 2026

NewsInformal Sector, Nigeria

01AprApril 1, 2026

Gig Workers And Labour Law In India: Analysing The Legal Vacuum Under The Code On Social Security 2020

By Anshita Jain The rise of the gig economy in India has transformed traditional employment structures while exposing significant gaps in labour law protections. This paper analyses the legal status of gig and platform workers under the Code on Social Security, 2020, highlighting the challenges of worker classification and limited social security coverage. It argues that despite formal recognition, the absence of enforceable rights and clear accountability mechanisms leaves gig workers vulnerable. The paper concludes by suggesting the need for...

April 1, 2026

Articles, Labor Market2026, India, Informal Sector, Labor Market, Pension Reform, Social Security

18MarMarch 18, 2026

HelaGo Partners with Social Security Board to Launch Pension Scheme for Sri Lanka’s Taxi Drivers

HelaGo, Sri Lanka’s emerging ride-hailing platform, has entered into a Memorandum of Understanding (MOU) with the Sri Lanka Social Security Board to introduce a government-backed pension scheme for taxi drivers, marking a significant step toward improving the long-term financial security of gig economy workers in the country. The initiative seeks to address a long-standing structural gap faced by taxi drivers, who, despite earning a livelihood during their active working years, have historically lacked access to formal retirement benefits such as...

March 18, 2026

NewsCoverage, Informal Sector, Sri Lanka

17MarMarch 17, 2026

UGM Expert Warns Pension Coverage in Indonesia Remains Limited

The Ministry of Finance projects that around 100 million Indonesians may face retirement without pension savings by 2038. This condition is considered a serious alarm for the national labor system. Several factors contribute to the public’s lack of pension savings: most people set aside only about 3 percent of their income, whereas financial security standards recommend at least 10 percent. Meanwhile, the current pension security scheme still has limited coverage, particularly for the informal sector. As a result, many people...

March 17, 2026

NewsCoverage, Indonesia, Informal Sector

13MarMarch 13, 2026

Ghana. Informal sector employers who fail to pay employees’ pensions will be prosecuted – NPRA

The National Pensions Regulatory Authority (NPRA) in the Bono Region has cautioned employers in the informal sector to ensure the regular payment of their workers’ monthly pension contributions or face prosecution. Mr Enoch Okomfo Okonah, Assistant Manager in charge of Compliance at the Bono Regional Office of the NPRA, said employers who default could be fined up to 2,000 penalty units, pay the defaults, or be sentenced to two years imprisonment—or suffer both penalties. In an interview with the Ghana News...

March 13, 2026

NewsGhana, Informal Sector, savings

24FebFebruary 24, 2026

US. Retirement Asset Ownership Is Widespread Among Gig-Worker Households

As the gig economy has grown, so too has concern that a workforce increasingly made up of freelancers, independent contractors, and app-based workers is falling through the cracks of the US retirement system. Because gig workers can sometimes lack access to employer-sponsored plans, they are often portrayed as disengaged from long-term savings and at a heightened risk of financial insecurity in retirement. These assumptions have shaped policy debates, media coverage, and calls for reform, often treating gig work itself...

February 24, 2026

NewsInformal Sector, Retirement Planning, US

20FebFebruary 20, 2026

How Incentives Can Boost Pensions for Informal Sector Workers

By Coller Pensions Institute his summary report offers a snapshot of the findings in the full paper: ‘How incentives can boost pensions for informal workers’ - prepared by the Coller Pensions Institute and D3P Global. It highlights the financial and demographic factors driving the urgent need for policymakers to increase the participation rates of informal workers in pension systems, and summarises key findings from the full paper’s review of pension programmes targeting informal sector workers in 11 emerging markets and...

February 20, 2026

Books, Books, Labor Market, Reports2026, Coverage, Informal Sector

20FebFebruary 20, 2026

How to bring gig workers into the pension system

Policymakers should consider successful efforts in other countries to bring “informal” workers into pension saving as part of the effort to address the global adequacy problem, according to major new research. A report by the Coller Pensions Institute and D3P Global has listed 20 recommendations for improving access to pension savings for ‘gig’ workers, who work short-term flexible jobs. The institute’s analysis indicates that “informal” workers – including market traders, taxi drivers, and domestic help workers – now make up more...

February 20, 2026

NewsDefined Contribution, Informal Sector, US

11FebFebruary 11, 2026

Nigeria Turns to Fintech Model to Fix Informal Sector Pension

For six years, Nigeria’s “Micro Pension Plan” (MPP) has been inactive. It was launched in 2019 by the Buhari administration to include millions of traders, artisans, and gig workers in the pension system. However, progress has stalled. As of Q3 2024, only about 164,000 out of a target of roughly 75 million informal workers had registered. Of these, only about 12,000 had funded accounts. This means coverage is effectively zero. On Monday, the National Pension Commission (PenCom) made a significant change....

February 11, 2026

NewsFintech, Informal Sector, Nigeria

April 2026

Nigeria. Informal sector workers protest, seek urgent pension, health reforms

March 2026

HelaGo Partners with Social Security Board to Launch Pension Scheme for Sri Lanka’s Taxi Drivers

UGM Expert Warns Pension Coverage in Indonesia Remains Limited

Ghana. Informal sector employers who fail to pay employees’ pensions will be prosecuted – NPRA

February 2026

US. Retirement Asset Ownership Is Widespread Among Gig-Worker Households

How Incentives Can Boost Pensions for Informal Sector Workers

How to bring gig workers into the pension system

Nigeria Turns to Fintech Model to Fix Informal Sector Pension