April 2026

Threats of AI? Workers’ perceptions of technological change and precautionary saving behaviour

By Kun Lee, Ludivine Martin & Thuc-Uyen Nguyen-Thi Despite the extensive literature on the labour market impacts of technological change, workers’ behavioural adaptation to augmented technological risks remains relatively underexplored. In this study, we investigate workers’ perceptions of future risks posed by AI and advanced technologies and how these perceptions are causally linked with their precautionary saving behaviour. Using a novel survey of workers in Luxembourg – a country characterised by rapid technological change and dynamic labour markets – we...

Can Nigeria’s N27 Trillion Pension Assets Rescue Its Aailing Health Sector?

Nigeria’s pension fund assets experienced an unprecedented 20% surge in 2025, reaching a total of N27.3 trillion (approximately KES 2.35 trillion) by the end of December. While this growth represents a significant triumph for the National Pension Commission (PenCom), a critical debate is now emerging: can these vast resources be diverted from financing government deficits to fixing Nigeria’s chronic healthcare financing gap? Currently, the overwhelming majority of these assets—over 65%—are invested in Federal Government of Nigeria (FGN) securities. While these...

Retirement is getting out of reach for younger Filipinos

Filipinos are significantly underprepared for their later years, according to a new study by Insular Life Assurance Co. (InLife), which suggests that traditional savings accounts are no longer sufficient to guarantee a worry-free retirement. The inaugural InLife Retirement Index returned a score of 47 out of 100, highlighting a gap between the aspiration of a comfortable old age and the practical financial measures required to achieve it. The index evaluated readiness across six metrics: life stage, personal finances, health, pension participation,...

How Will AI Affect Financial Planning for Retirement?

By Luke Delorme  I recently attended a financial advisor conference focused on artificial intelligence. Drawing on what I learned, this post summarizes my thoughts on how AI may reshape financial planning for retirement savers. Spoiler alert: I think it has great potential to help both advisors and individuals. The first iteration of AI tools has already improved retirement planning. For example, forward-thinking advisors are currently using AI note-taking tools, which allow advisors to listen more closely to their clients without missing...

Plugging the Retirement Planning Gap for the Middle Wealthy

As retirement inches closer — when it's, say, five to 10 years away — it's likely you'll have mixed feelings of nervousness and excitement. You've saved diligently, your 401(k) has grown and you may even be ahead of schedule. But you may still be wondering, "What's next?" The truth is, the closer you get to retirement, the more complicated the answers can become. At this stage, retirement planning is no longer just about investment performance and building up your savings. Rather, it shifts...

Nigeria. Pension assets jump to N29.43 trillion in February 2026

Nigeria’s pension assets rose to N29.43 trillion in February 2026, marking a month-on-month increase of N1.39 trillion. This is according to the latest data released by the National Pension Commission (PenCom). The increase represents the strongest monthly expansion since the introduction of the Contributory Pension Scheme over two decades ago, surpassing the previous record of N1.18 trillion recorded in January 2024. What the data is saying  PenCom data showed that total pension assets increased from N28.04 trillion in January, driven by fresh contributions and...

US. How Much Ages 65 to 74 Have Actually Saved for Retirement Today

How Many People in Their Mid-60s to Early 70s Have Any Retirement Savings People ages 65 to 74 sit at a financial crossroads: Many have reached their highest net worth even as their incomes begin to fall with retirement. According to the Federal Reserve's Survey of Consumer Finances, 51% of households in their mid-60s to early 70s had money in retirement-specific accounts in 2022, the most recent year available.1 That's the highest percentage for this age range since 2007, but lower than what most younger age groups...

Here’s Exactly What I Plan to Do if the Market Crashes as I’m About to Retire

As someone who writes about investing and personal finance, I'm well aware that a stock market crash can be nerve wracking at any time. But I also know that market downturns are nothing to panic about when you're decades away from retirement. But what if the market crashes just as you're about to retire? Talk about bad timing. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing...

U.S. retirement savings hit alarming low

Median savings reveal stark reality New analysis from the National Institute on Retirement Security finds that U.S. workers aged 21 to 64 have a median of $40,000 in defined contribution plans, but when including those without savings, the median plunges to $955. This underscores a widening gap between retirement needs and actual savings, exacerbated by the decline of pensions. AARP data shows 20% of adults over 50 have no retirement savings, and 61% believe they lack enough for their later...

March 2026

Hong Kong Considers 33% MPF Contribution Hike To Match Rising Cost Of Living

Earlier this month, the Mandatory Provident Fund Schemes Authority ("MPFA") announced that it is reviewing the maximum and minimum income levels for MPF contributions, which have remained the same for the last 13 years. The review follows consultation with over 30 stakeholder groups, including labour organisations, chambers of commerce, employer representatives and professional bodies. A review report is expected to be submitted to the government by mid-2026. According to the Federation of Hong Kong Industries, one of the city's largest...