December 2022

México. Mujeres pueden tener pensiones hasta 40% menores que los hombres tras su retiro: Consar

La brecha de género que existe en México en el tema de pensiones se ve reflejado en recursos menores en las cuentas de las mujeres, quienes en promedio tienen ahorros para su retiro por 68 mil pesos mientras que los hombres alcanzan 92 mil pesos, una diferencia de 24 mil pesos, de acuerdo con datos de la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar). “Las mujeres se ven en desventaja debido a que perciben salarios menores que...

Chile. Parlamentarios denuncian publicidad engañosa de las AFP referida a reforma de pensiones

El diputado integrante de la Comisión de Trabajo, Luis Cuello (PC) presentó una denuncia al Consejo de Autorregulación y Ética Publicitaria con el fin de denunciar publicidad engañosa de las AFP en relación a la reforma previsional que impulsa el gobierno. En la denuncia, que también fue respaldada por los  diputados Héctor Ulloa (IND-PPD), Juan Santana (PS) y la diputada Francisca Bello (CS), se argumenta que la campaña “Yo quiero elegir” de la Asociación Nacional de AFP induce al “engaño”...

UK. FCA bans third-party dashboard consumer charges

The Financial Conduct Authority will prohibit third parties from charging customers for services linked to pension dashboards as part of its regulatory framework for the initiative. According to its new consultation - published on December 1, on the same day that the Pensions Dashboards Programme issued its own consultation into design standards - the FCA recognised that some dashboard providers will look to third-party agreements for areas including licensing or third-party hosting. Any agreement with a third party, however, must allow...

Senior living inflation is skyrocketing in some parts of the U.S. These states lead the way

Seniors have been feeling the repercussions of inflation. Those 55 and older have had to cut back on health visits and meals—some limiting the heat in their homes—in order to save money this year, according to a new report. The report released last month by Paying For Senior Care, which provides financial information for the aging population, examined how inflation affects seniors’ daily lives. The report, which surveyed 1,000 U.S. adults ages 55 and older, found one in four have...

Sustainable change needs to happen from the inside out. Here’s why that needs investment

Today, the number of impact-driven startups and scale-ups with noble intentions of improving the planet are plentiful, as are their ideas for clean alternatives to dirty technologies and innovations. But unfortunately, many of these ideas are simply reinventing what already exists, whether it be a product, supply chain or distribution system. Moreover, many are trying to reinvent all those things in parallel. These attempts sometimes fail to consider what competitors are already doing out there and don't take a holistic...

Afore: Estos fueron los trámites más solicitados entre julio y septiembre

La Comisión Nacional del Sistema de Ahorro para el Retiro (Consar) reportó algunas cifras relacionadas con las Afore y el Sistema de Ahorro para el Retiro (SAR) en general. Esto a través de su informe trimestral de julio, agosto y septiembre. Entre los datos, la Consar expuso cuáles fueron los trámites más solicitados en las Afore, de los cuales podemos obtener algunas conclusiones relacionadas con el mejoramiento de la educación financiera de los trabajadores en relación con su ahorro para...

Estos fondos de América Latina están entre los 300 más grandes del mundo

Los fondos de pensiones registraron un fuerte crecimiento en 2021 a pesar de la incertidumbre económica a causa de la pandemia. Los 100 más grandes del mundo tuvieron un aumento de 8,5% en comparación con el año anterior, acumulando un valor total de más US$17 billones, según el ranking de Thinking Ahead Institute. De los 300 fondos de pensiones más grandes del mundo que clasificaron en la lista, 11 son de América Latina, quienes en conjunto acumulan US$433.579 millones. México...

2022 Natixis Global Retirement Index. Danger Zone. Global retirement security challenges come home to roost in 2022

By Natixis When we introduced the Natixis Global Retirement Index in 2012, the world had just emerged from the global financial crisis: Memories of market turmoil were still fresh. Inflation was low, but so was growth. Central banks had slashed interest rates to all-time lows. Balance sheets had ballooned from asset repurchase programs. And public debt had swelled to record highs around the globe. On top of it all, the first wave of the Baby Boom generation had just reached retirement...

Maintaining reform momentum is essential to strengthen pension systems, says OECD

The current financial and economic uncertainty, as well as the rising cost of living, may lead policy makers, regulators and supervisors to postpone reforms that could improve their pensions systems. However, delaying needed reforms would put at risk the well-being of current and future pensioners. Policy makers should continue to improve pension systems, according to a new OECD report. The OECD Pensions Outlook 2022 says that pension arrangements in which retirement savings are invested to accumulate assets that will finance...

These are the best countries to retire in

Our global population is getting older. By 2050, the OECD predicts that 30% of people worldwide will be aged 65 or over. While some countries are relatively prepared to handle this increase in the elderly demographic, others are already feeling the squeeze and struggling with the challenges that come with a rapidly aging population. Which countries are the best equipped to support their senior citizens? This graphic uses data from the 2022 Natixis Global Retirement Index to show the best countries...