editor, Author at Pension Policy International

22SepSeptember 22, 2025

Chile. 85% de pensiones de las AFP están bajo salario mínimo

La Comisión Chilena de Derechos Humanos junto a cuatro organizaciones de la sociedad civil presentaron un informe alternativo ante el Comité de Derechos Económicos, Sociales y Culturales de la ONU, denunciando sistemáticas violaciones de derechos sociales en Chile. El documento, titulado «Fuentes del Malestar Social en Chile: La Denegación y Cumplimiento Parcial de los Derechos Económicos, Sociales y Culturales», será evaluado durante la 78° sesión del organismo internacional que se desarrollará entre el 8 al 26 de septiembre de 2025. salario mínimo Las organizaciones...

September 22, 2025

NoticiasChile, Ingresos

22SepSeptember 22, 2025

El Salvador. Deuda del Estado con pensiones supera los $11,000 millones según Hacienda: BCR reporta otra cifra

Hasta julio de 2025, el Ministerio de Hacienda registra un total de $11,070.6 millones de deuda del Estado con los ahorros para pensiones que realizan los trabajadores cotizantes de las Administradoras de Fondos para Pensiones (AFP). Del total de fondos, según el Ministerio de Hacienda, un total de $8,394.8 millones es una deuda que fue adquirida por el Estado antes de la reforma de 2022. Esta deuda fue adquirida a través de Certificados de Inversión Previsional (CIP) que eran emitidos por...

September 22, 2025

NoticiasAdministración de Pensiones, El Salvador

22SepSeptember 22, 2025

Aging in the U.S. and Korea: Same Sphere, Different Realities

Both the United States and South Korea are experiencing rapid population aging, but the patterns and social responses differ greatly. The U.S., already moving beyond an “aged society” into a “super-aged society,” is turning this change into a field of opportunity. Korea, meanwhile, is aging at the fastest pace in the world, but its institutions and perceptions still lag behind. In particular, when we look at five areas where the U.S. has shown distinctive developments—△labor market △long-term care & healthcare...

September 22, 2025

NewsAging, South Korea, US

22SepSeptember 22, 2025

Ghana Unlocks Pension Assets for Economic Transformation

Ghana’s ambitious 24-Hour Economy initiative has secured a groundbreaking partnership with the country’s largest pension fund to channel retirement savings into infrastructure development and small business financing, addressing the program’s estimated $4 billion funding gap through domestic capital mobilization. With domestic pension assets projected to reach GHC 100 billion (≈$8.3 billion) by 2025, the government signed a memorandum of understanding with Petra Trust Company Limited, Ghana’s leading corporate pension trustee, to invest retirement funds through Ghana Infrastructure Investment Fund (GIIF)...

September 22, 2025

News, UncategorizedGhana, Investment

22SepSeptember 22, 2025

US. Strength in numbers: Why scale is reshaping the future of retirement plans

For CFOs and finance team leaders, the pressure to deliver more value with fewer resources is relentless. Retirement plan management—often a top-three employee benefit—has become a focal point, as organizations navigate rising costs, complex compliance, and growing expectations from employees and regulators alike. Many employers still manage their 401(k) plans in isolation, bearing the full weight of administration and risk without the advantages of scale. Today, as regulatory scrutiny and litigation intensify, and employees demand stronger retirement security, the...

September 22, 2025

News401k, Retirement Planning, US

22SepSeptember 22, 2025

Nigeria. PenCom Redesigns Pension Plan, Targets Informal Sector

The National Pension Commission has announced new measures to expand pension coverage in Nigeria’s vast informal sector by leveraging super agents and financial technology platforms to simplify onboarding into the country’s rebranded Personal Pension Plan. The initiative was disclosed at the recent 2025 Annual Conference of the Nigerian Association of Insurance and Pension Editors, themed “Strengthening Insurance and Pension Frameworks for Better Economy.” Since the launch of the Micro Pension Plan in 2019, uptake has remained modest. With around 200,000 contributors...

September 22, 2025

NewsInformal Sector, Nigeria

22SepSeptember 22, 2025

Germany proposes a solution to the pension crisis: a monthly ‘salary’ for children aged 6 and over

“The welfare state we have today is no longer financially sustainable,” German Chancellor Friedrich Merz stated at a CDU event at the end of August. His remarks follow the government’s agreement to push through a reform of the pension system, aimed at containing the deficit. To address this, Merz proposed incentivizing private savings from an early age as a potential solution. The “Early Start Pension” initiative suggests that children aged six to 18 attending school would receive €10 per month from the German government, which would...

September 22, 2025

NewsGermany, Pension Reform, Social Protection

19SepSeptember 19, 2025

El camino hacia pensiones justas para las mujeres en México

En México, millones de mujeres realizan trabajo no remunerado en el hogar, lo que limita su participación en el sector formal, por lo tanto, no pueden acceder a una pensión justa. Según datos del Instituto Nacional de Estadística y Geografía (INEGI), en 2023 el valor económico de las labores domésticas y de cuidado fue de 8.4 billones de pesos, equivalente al 26.3% del Producto Interno Bruto (PIB), de los cuales el 71.5% correspondió a mujeres. Retos que enfrentan las mujeres para lograr un retiro justo y seguro Además...

September 19, 2025

NoticiasBrecha de Género, Mercado Laboral, Mexico

19SepSeptember 19, 2025

Perú. Moody’s sobre octavo retiro de AFP: “Sin duda, en el largo plazo, eso sí puede pesar sobre la calificación crediticia”

Representante de Moody's, advirtió que aunque la medida no tiene un efecto inmediato, sí genera una "connotación negativa" para el futuro económico del país al reducir el ahorro y debilitar el mercado de capitales. La reciente aprobación de un octavo retiro de los fondos de las Administradoras de Fondos de Pensiones (AFP) en Perú no tendrá un impacto directo e inmediato en la calificación crediticia del país; sin embargo, sus repercusiones sí podrían pesar negativamente en el largo plazo. Así lo advirtió Jaime Reusche,...

September 19, 2025

Noticias, UncategorizedPerú, Retiro de Fondos

19SepSeptember 19, 2025

Pensions UK urges small pension pot consolidation by 2030

The pensions industry should drive small pension pots consolidation by 2030, trade body Pensions UK has urged. In its Small Pots Feasibility Review, the organisation looked at how to resolve the issue of small pensions pots. It pointed out that small pension pots are costly to deliver and confusing for savers. Torsten Bell, Minister for Pensions, said: “With more small pots than pensioners in the UK, too many people are losing track of their hard-earned savings. This is bad for pensions savers...

September 19, 2025

NewsPension design, Regulation, UK

September 2025