editor, Author at Pension Policy International

12JanJanuary 12, 2026

China’s Private Pensions Draw Massive Interest, But Why Do Contributions Lag?

It has been one year since China fully implemented its private pension system. Data shows that the number of accounts has exceeded 150 million, with strong interest in account openings, but the actual contribution rate remains below 20%. China is expanding its private pension system to ease mounting pressure on its retirement framework as the population ages. While the basic public pension provides broad coverage, rising demographic stress and limited supplementary options have exposed structural gaps. The basic pension remains the system’s backbone,...

January 12, 2026

NewsChina, Private Pensions

12JanJanuary 12, 2026

UK. Waspi chair says pension age fight is not over

Angela Madden was a full-time carer for her mother when she received a letter from the government in March 2012. It informed her she would not be eligible to receive a state pension for seven years, when she had expected to start receiving it in two. She is one of an estimated 3.6 million women born in the 1950s, who campaigners say were not properly informed of the rise in state pension age to bring them in line with men. And Angela,...

January 12, 2026

NewsPension Payout, Retirement Age, UK

12JanJanuary 12, 2026

Nigeria. Driving growth with recapitalisation

With macroeconomic headwinds still blowing, regulatory shakeups underway, and citizens demanding more value for their trust, Omobola Tolu-Kusimo writes on whether 2026 could be the year these industries either break new ground or stay stuck in the cycle of unrealized potential. The year 2025 ended with increased premiums, improved regulatory oversight, and renewed investor interest following NAICOM’s enforcement of the Nigerian Insurance Industry Reform Act, 2025 (NIIRA 2025).reforms and recapitalisation efforts. However, insurance penetration remains below 1per cent, a stubborn reminder...

January 12, 2026

NewsInformal Sector, Nigeria, Pension Reform

12JanJanuary 12, 2026

US. For 2026, these 401(k) details ‘matter more than ever,’ advisor says. What you need to know

As more older Americans near retirement, many are eager to boost 401(k) savings to combat the rising cost of health care and other day-to-day expenses. And for 2026, there are key 401(k) changes that investors need to know, financial experts say. This year, “small 401(k) details matter more than ever,” said certified financial planner Joon Um with Secure Tax and Accounting in Hayward, California. For 2026, you can defer up to $24,500 into your 401(k) plan, up from $23,500 in 2025. The full plan limit, which includes employer matches, profit sharing and...

January 12, 2026

Newssavings, US

12JanJanuary 12, 2026

Ghana. Retirement Research Centre backs 10% pension hike

The African Centre for Retirement Research (ACRR) has welcomed the 10 per cent pension increase for 2026, describing it as a policy decision that aligns with global best practices while safeguarding the long-term sustainability of Ghana’s pension system. Speaking on the adjustment, Executive Director of the Centre, Mashud Abdallah, said the structure of the increase reflects a careful balance between improving benefits for retirees and maintaining the financial health of the scheme. For 2026, pensions have been adjusted using a hybrid...

January 12, 2026

NewsGhana, Sustainability

09JanJanuary 9, 2026

UK. DWP told to introduce state pension ‘means test’ to ‘guarantee its survival’

The Department for Work and Pensions has been told to "means test" the state pension to "guarantee" its survival. Craig Mackinlay, writing in the Telegraph, called on the Labour Party government and the DWP to make changes. Mackinlay of Richborough is a member of the House of Lords. He was previously the MP for South Thanet and served on the DWP and Public Accounts Select Committees. He is also a chartered accountant and tax adviser. He explained: "My solution was a...

January 9, 2026

NewsPension Management, Regulation, UK

09JanJanuary 9, 2026

Chile. Senate Advances Bill to Prevent Convicted Individuals from Receiving Survivor Pensions for Femicide and Domestic Violence

The Senate’s Commission on Women and Gender Equity has unanimously approved a project that amends Article 5 bis of Decree Law No. 3,500 of 1980. This change aims to ensure that individuals convicted of crimes such as femicide and domestic violence do not benefit from the survivor pension of their victims. This initiative, currently in its second legislative process, seeks to establish a legal framework for the correct application and full functionality of the law, according to the Senate’s bulletin. The...

January 9, 2026

NewsChile, Regulation, Social Security

09JanJanuary 9, 2026

National pension and basic pension rise 2.1% in South Korea

Starting in January this year, National Pension and basic pension recipients will receive benefits raised by 2.1% from the previous level. The Ministry of Health and Welfare said on the 9th that it convened the National Pension Review Committee at the National Pension Service Gangnam office and approved the change. First, it decided to raise the National Pension basic pension amount and the dependent family pension amount by 2.1%, reflecting last year's consumer price inflation. With this increase, an old...

January 9, 2026

NewsRulation, South Korea

08JanJanuary 8, 2026

Argentina. Jubilaciones: advierten que el cambio de fórmula implicó una pérdida real de 27,4% en los haberes

Las jubilaciones registran una fuerte caída real mayor al 27% desde el cambio en la fórmula de actualización de la movilidad impulsado por el gobierno de Javier Milei, tal como señala un informe del Centro de Economía Política Argentina (CEPA). El trabajo señala que la modificación vía decreto permitió el ajuste fiscal, pero consolidó una pérdida significativa del poder adquisitivo, especialmente entre quienes cobran la jubilación mínima. El reemplazo del esquema de movilidad previsto en la Ley 27.609 por una fórmula basada exclusivamente en la inflación se instrumentó mediante el DNU 274/2024. De acuerdo con el...

January 8, 2026

Noticias2026, Argentina, Pago de Pensiones

08JanJanuary 8, 2026

Solo dos de cada 10 salvadoreños ahorran para su pensión, la mayoría lo hace mediante una AFP

Solo el 20.1 % de los salvadoreños ahorra para una pensión en la vejez, reveló la Encuesta Nacional de Inclusión y Educación Financiera, la cual evidencia que la mayoría lo hace porque el ahorro se aplica mediante un descuento en la planilla salarial. La encuesta, presentada el martes por el Banco Central de Reserva (BCR), consultó a los salvadoreños si en los últimos 12 meses habían ahorrado o cotizado para obtener una pensión en la vejez. Al respecto, un 79.9...

January 8, 2026

Noticias2026, Ahorro, El Salvador

January 2026