80% of Americans Say U.S. Faces Retirement Crisis Amid Affordability Pressures and Debt; Americans Wary of AI Financial Advice and Crypto in Retirement Plans

As affordability pressures squeeze household budgets, Americans increasingly fear they will not be financially secure in retirement, while also expressing caution about artificial intelligence and cryptocurrency in retirement planning, according to new research from the National Institute on Retirement Security (NIRS). The new report, Retirement Insecurity 2026: Americans' Views of Retirement, finds that 80 percent of Americans say the nation faces a retirement crisis, up sharply from 67 percent in 2020. Additionally, more than six in ten Americans (61 percent)...