May 2026

México. IMSS: Ley 73 daba pensiones casi millonarias, Ley 97 traerá una generación de pobreza

El sistema de pensiones en México vive un cambio drástico. Mientras la Ley 73 ofrecía retiros dignos, la Ley 97 proyecta pensiones de apenas el 33% del sueldo. Durante décadas, el sistema de pensiones del Instituto Mexicano del Seguro Social (IMSS) funcionó bajo un esquema de beneficio definido, conocido hoy como la Ley 73, vigente para quienes comenzaron a cotizar antes del 1 de julio de 1997. Tras esa fecha, todo cambió para quienes buscan una pensión, una generación de pobreza. Este modelo...

Chile. ¿No más deudas? Así es el nuevo sistema que cobra a empleadores por cotizaciones previsionales impagas

Desde el 1 de junio de 2026, entrará en vigor el Sistema Único de Cobranza de Cotizaciones (SUCC), que buscará cobrar los montos previsionales no abonados a los trabajadores. Cuando un empleador no paga las cotizaciones previsionales de sus trabajadores, las instituciones del sistema previsional deben encargarse de recuperar esa deuda, explica el Instituto de Previsión Social (IPS). Hasta ahora, ese proceso se realizaba de manera fragmentada: cada AFP gestionaba por separado las deudas de un mismo empleador, lo que generaba duplicidades y mayor carga para los tribunales. Eso...

Millions of Britons not saving enough for retirement, warns Pensions Commission

Report highlights ‘stark’ issue of self-employed workers struggling to save for later life. Millions of Britons are not saving enough under the current pension system, a government-backed commission will announce in an interim report published on Tuesday. The problem is particularly acute among those who are wholly self-employed, only 4 per cent of whom have any pension, the Pensions Commission has found. “The degree of the issue on self-employed is much starker than [we] would have thought,” said Sir...

Australia. Lessons from OECD pension reforms that could foreshadow local changes

OECD reforms spotlight rising retirement ages, contribution adequacy, and decumulation challenges, shaping Australia’s superannuation policy agenda and future debates. Australia’s superannuation system regularly earns international praise for its scale and sustainability, but a survey of recent pension reforms across OECD countries suggests the policy agenda is far from settled. From rising retirement ages to mandated decumulation products, the changes taking place in peer economies offer a preview of debates likely to intensify locally. Rising retirement ages are the norm The most consistent...

Zimbabwe. NSSA informal sector pension rollout targets 3 million

THE National Social Security Authority is on the verge of a historic reform, integrating over three million informal sector workers into Zimbabwe’s social security framework, a move that would rank among the country’s most significant protection rollouts in recent years The planned informal sector social security scheme targets vendors, cross-border traders, self-employed workers, small-scale traders and other workers currently excluded from formal pension systems. NSSA general manager Dr Charles Shava said the scheme was nearing completion as the authority moved to...

Pensions UK outlines steps for pension investment in UK growth assets as barriers persist

Pensions UK has set out practical steps to enable schemes to invest more in UK growth assets, as it emerged that almost half (48 per cent) of the trade body’s members believed the government was doing 'a little' to facilitate a pipeline of investable opportunities. The report, and accompanying call to action, comes one year after the Mansion House Accord was signed, a voluntary commitment by 17 of the UK’s largest pension providers to increase investment in unlisted assets in...

México. Retiros por desempleo suben 30.7% en abril y acumulan 14 mil 474 mdp en cuatro meses

Datos de la Consar muestran que, frente al primer cuatrimestre del año previo, la demanda de salidas de los trabajadores por concepto de desempleo registró un alza de 28.2%. Los retiros por desempleo de las Administradoras de Fondos para el Retiro (Afores), mantienen la tendencia a la alza observada desde inicios de año, reportando en abril 3 mil 986 millones de pesos en salidas, 30.7 por ciento superior a lo registrado en el mismo mes del año previo. Datos de la Comisión Nacional del Sistema de Ahorro para el...

Retirement without guaranteed income streams may mean near-total asset wipeout

Retirement may not unfold the way most people (or planners) expect, and new research from the suggests that without a reliable income floor, the consequences can be severe. The Employee Benefit Research Institute study tracked how household net non-housing assets shifted across a roughly three-decade window using longitudinal data from the 1992–2022 Health and Retirement Study. What it found challenges the conventional image of retirement as a steady, predictable spend-down of accumulated wealth. Asset drawdown varied dramatically depending on how much a retiree...

UK. Government-backed Pensions Commission calls for action on gender savings gap

A shake-up of pensions in Britain must involve measures to close the gap in retirement savings between men and women, the revived Pensions Commission is to tell ministers. According to the government-backed body, women approaching retirement have on average half the private pension savings of men, with a median pension wealth of £81,000 versus £156,000. The commission, which is expected to publish its interim report on the long-term future of the retirement system this week, said it would look at how the government...

Ghana Financial Sector Assets Jump 23.3% in 2025

Ghana’s financial sector assets rose 23.3 per cent to GH¢647.25 billion in 2025, equal to 45.1 per cent of Gross Domestic Product (GDP), regulators said in their maiden stability review. The expansion was driven by steadier macroeconomic conditions, stronger capital buffers, and heavy bank holdings of government instruments, according to the Bank of Ghana (BoG). Profitability and solvency positions strengthened across all four supervised industries, namely banking, insurance, securities, and pensions. The figures were unveiled at the maiden launch of the...