September 2025
24Sep

Seguridad Social en Latinoamérica: desafíos y reformas en medio de una alta informalidad

Por EFE Latinoamérica enfrenta retos estructurales en la seguridad social, incluyendo una creciente informalidad laboral, la desigualdad y los déficits financieros, y pese a que algunos países han implementado reformas para mejorar la sostenibilidad y cobertura, las soluciones a largo plazo aún son inciertas. En Perú, el 71,2 % de la población económicamente activa trabaja en la informalidad, aunque la cobertura de salud alcanza al 89,1 %, principalmente a través del Seguro Integral de Salud (SIS). En pensiones, solo el 34,9 % de los adultos mayores...

September 24, 2025
Artículos, Mercado Laboral, Mercado Laboral, , , , ,
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19Sep

Retirement income market data 2024/25

By Financial Conduct Authority We have collected data on the retirement income market since April 2015. The data helps us monitor developments. For example, it gives us insight into the actions consumers take the first time they access a pension pot. Previously published data up to March 2018 is also included in separate tables. The data for these periods was initially drawn from a representative sample. We started collecting data from all regulated firms that provide retirement income products from 1 April...

September 19, 2025
Adequacy, Books, Books, Regulation, Reports, , ,
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19Sep

OECD Employment Outlook 2025: Can We Get Through the Demographic Crunch?

By Organisation for Economic Co-operation and Development Over the past two decades, population ageing, increasing statutory retirement ages and rising education levels have led to higher employment rates among workers aged 55 and above in OECD countries. However, progress across countries remain uneven, and employment rates decline rapidly from age 60, such that many workers are leaving employment well before reaching the eligibility age for a pension. To sustain living standards and address structural labour shortages, many countries will need...

September 19, 2025
Books, Books, Labor Market, Reports, , ,
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19Sep

The Impact of Job Exposure to Artificial Intelligence on the Korean Labor Market in 2020

By Yeseul Lee & Hyeonjun Hwang This study examines the impact of artificial intelligence exposure on wage and employment outcomes in the Korean labor market in 2020. We propose the Artificial Intelligence Exposure Score (AIES) by integrating 27,921 Korean AI patents from 2011 and 2020 with O*NET task descriptions through Sentence-BERT natural language processing techniques. This approach creates occupation-level exposure measures that reflect Korea-specific innovation patterns. Using data from the Korean Labor and Income Panel Study (KLIPS), we estimate log-linear...

September 19, 2025
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19Sep

Commuting Time, Flexibility, and Job Security

By Bert van Landeghem, Thomas Dohmen & Arne Risa Hole We analyse workers’ preferences for wages, commute time, working-from-home, flexibility, job security, and social impact using discrete choice experiments from 2022 and 2025 with about 4,000 Flemish employees. Preferences for shorter commutes and flexible schedules remain stable post-pandemic, with substantial willingness-to-pay (WTP) for these attributes. However, WTP for job security declined and the value of socially impactful jobs disappeared by 2025. Latent class analysis identifies distinct groups differing in their...

September 19, 2025
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19Sep

Boosting Retirement Income through Dynamic Withdrawals

By Ravi Saraogi Dynamic withdrawal strategies, extensively researched internationally, remain underexplored in India. This paper bridges this significant research gap by rigorously evaluating popular dynamic withdrawal methods using Indian data. Employing simulations based on historical equity, debt and inflation data from the Indian market, we compare 10 different adaptive and dynamic withdrawal strategies. The study demonstrates that dynamic strategies can improve withdrawals and sustainability compared to static withdrawal methods. However, this improvement comes at a significant cost of volatility in...

September 19, 2025
Articles, Pension design, , ,
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05Sep

The Future of Labour: How AI, Technological Disruption and Practice Will Change the Way We Work

By Anthony Larsson & Andreas Hatzigeorgiou The Future of Labour: How AI, Technological Disruption and Practice Will Change the Way We Work is an anthology that offers a forward-looking exploration of how artificial intelligence (AI), digitalisation and technological transformation are reshaping the future of work. Through a series of studies conducted by scientists and industry professionals, this volume takes a deep dive into many of the issues related to new policies, AI and the digital transformation’s anticipated impact on the labour market....

September 5, 2025
Books, Books, Labor Market, Reports, , , ,
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05Sep

Mortality and the Provision of Retirement Income

By Organisation for Economic Co-operation and Development This report analyses the development of mortality assumptions to build mortality tables to better protect retirement income provision. Mortality assumptions are necessary to ensure the sustainability of lifetime incomes. It explores considerations and traditional approaches for developing mortality tables, as well as provides an international overview of longevity trends and drivers over the last several decades, including the impact of the COVID-19 pandemic. The report also details the standard mortality tables developed across...

September 5, 2025
Aging, Books, Books, Reports, , , ,
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05Sep

The Need For Regulation Of Private Equity: Evidence From De-Spac Transactions

By Sureyya Burcu Avci, Cindy A. Schipani & H. Nejat Seyhun In this Article, we examine whether regulation is needed to protect investors in private equity. We do this by analyzing the performance of de-SPAC transactions that solicited private investment. These private investments in public equity are known as PIPEs. Because PIPE returns are publicly available, we are empirically able to determine whether the limited PIPE investors are getting a fair deal in these investments. We find that de-SPAC investors...

September 5, 2025
Articles, Regulation, ,
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05Sep

Integrating Risk Management into Personal Financial Decisions

By Navin Kumar Effective personal financial planning demands navigating a landscape of uncertainty. This chapter explores how integrating risk management practices into personal finance decisions empowers individuals to achieve their financial goals. We begin by outlining the contemporary challenges individuals face and the importance of proactive planning. The chapter then delves into the concept of risk in personal finance, categorizing potential threats and their impact on financial stability. We highlight the benefits of a risk management approach, emphasizing its role...

September 5, 2025
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