editor2, Author at Pension Policy International

31JulJuly 31, 2026

US. Pension giants warn SEC climate rule rescission will cost investors

The SEC announced its rescission proposal in May, saying the rules exceed the scope of its statutory authority and are “unnecessary and inconsistent” with a registrant-specific, materiality-based approach to disclosure. In the proposal document, the US financial regulator also said it expects the market-driven flow of information to continue following a rescission of the rules. Several major pension funds have submitted responses in recent days, including US heavyweights CalPERs, and the New York City and Maryland comptrollers, as well as Sweden’s...

July 31, 2026

NewsEurope, Regulation, US

31JulJuly 31, 2026

UK. Industry welcomes introduction of multi-employer CDC; focus turns to implementation

The pensions industry has welcomed the introduction of regulations for multi-employer collective defined contribution (CDC) arrangements, with the focus now shifting towards implementation. Regulations to enable unconnected multi-employer CDC schemes came into force today (31 July), as set out in the government’s workplace pensions updated roadmap. The government laid the regulations for multi-employer CDC arrangements in October 2025, aiming to allow the expansion of CDC schemes to more employers. “Today’s announcement is a landmark moment for UK pensions and a major step towards making...

July 31, 2026

NewsCDC, Regulation, UK

31JulJuly 31, 2026

Living Longer Isn’t The Same As Aging Well & A Massive New Study Proves It

Living longer used to feel like the whole point. More birthdays, more time with people you love, more years to do the things that matter. But a new analysis tracking 204 countries over three decades is asking a harder question: are those extra years actually good ones? Researchers found that while life expectancy has risen significantly around the world, more of those added years are being spent managing chronic illness, pain, or disability. It's a shift that changes how we think about healthspan versus...

July 31, 2026

NewsAging, Health, Longevity

29JulJuly 29, 2026

El ahorro en México: otra brecha por cerrar

Por Ricardo Cantú Las brechas en la capacidad de generar, utilizar y ahorrar recursos en México revelan profundas desigualdades. Según la ENIGH 2024, los hombres concentran el 62 % del ingreso y prácticamente la totalidad del ahorro, mientras que las mujeres (en especial las de los deciles I–V) enfrentan déficits continuos. La desigualdad por nivel de ingreso también es marcada: el 10 % de los hogares con más recursos concentra el 43 % del ahorro, mientras que el 50 % con menores...

July 29, 2026

Ahorro, Libros, Libros, Reportes2025, Ahorro, Brecha de Género, Mexico

29JulJuly 29, 2026

El envejecimiento poblacional en América Latina: desafíos para la sostenibilidad del bienestar y la cohesión social (2000–2050)

Por Diego Javier Moya Rojas, Ruth Sayda Velasquez & Luis Enrique Zegarra Ramirez América Latina y el Caribe enfrentan una transición demográfica acelerada, con un incremento sin precedentes de la población adulta mayor en un contexto de desigualdad estructural y sistemas de protección social incompletos. Este artículo analiza las tendencias del envejecimiento entre 2000 y 2024; asimismo, evalúa la capacidad de respuesta de las políticas públicas en materia de pensión, salud y cuidado, y proyecta escenarios al 2050. Mediante el análisis secundario de datos de la CEPAL, el Banco Mundial y el Banco...

July 29, 2026

Artículos, Envejecimiento, Envejecimiento2025, América Latina, Envejecimiento, Sostenibilidad

24JulJuly 24, 2026

2026 Read on Retirement: A new era of retirement

By Black Rock When we look at confidence, we see savers who feel better about retirement than they have in years. But beneath that optimism, retirement income expectations and savings behavior tell a different story. And that gap is not experienced equally. Retirement challenges increasingly vary by generation and gender— revealing a retirement system that is becoming more individualized. Workplace savers increasingly know what they need to do, but competing financial priorities are making it harder to act. The challenge is less...

July 24, 2026

Books, Books, Reports, System Characterization2026, Labor Market, Pension Management, Retirement Planning, Technology

24JulJuly 24, 2026

Pensions at a Glance Asia/Pacific 2024

By OECD This study presents a range of indicators to enable comparisons between the pension systems of economies in the Asia/Pacific region. It also includes data for the larger countries that are members of the Organisation for Economic Co‑operation and Development (OECD). The report was drafted by Andrew Reilly of the Social Policy Division of the OECD Secretariat. Lucy Hulett prepared the manuscript for publication. For this sixth report we are again indebted to the national experts who contributed to...

July 24, 2026

Books, Books, Reports, System Characterization2024, Adequacy, Asia, Coverage, Sustainability

24JulJuly 24, 2026

Transductive infrastructure: The role of ICTs in the UK and EU’s policy initiatives on financial literacy

By Jing Wang & Jiuheng He Information and communication technologies (ICTs) have become central to public-facing policy programs, yet they remain undertheorized, only treated as either instruments or objects of such policies. This paper argues that ICTs in such programs operate as transductive infrastructures, a delivery chain not only transmitting policy information but also defining the intentions and consequences of the stakeholders. Through a comparative analysis of three recent financial literacy initiatives: the UK's Money and Pensions Service, the European...

July 24, 2026

Articles, System Characterization2026, EU, Financial Literacy, Public Policy, Technology, UK

24JulJuly 24, 2026

When States Break Promises: Informal Insurance Responses to Pension Reform

By Alina Malkova When governments expand pension systems, families reduce intergenerational transfers. This paper tests the reverse: do families substitute back toward informal insurance when governments renege on pension promises? I study Russia’s 2014 funded pension freeze, which eliminated future contributions for workers born after 1967, using RLMS panel data (2010–2023) and a cohort difference-in-differences design. Affected households increased financial transfers to adult children by 3.5 percentage points under a conservative age×year fixed effects specification and by 6.5 percentage points...

July 24, 2026

Articles, System Characterization2026, Pension Reform, Russia

24JulJuly 24, 2026

Retirement at Risk: The Political Economy of Public Pension Governance

By Allen Mendenhall & Dan Sutter State public pension systems manage over $6 trillion in assets while facing approximately $1.3 trillion in unfunded liabilities, raising fundamental questions about governance effectiveness and fiduciary accountability. This Article examines these challenges through the analytical framework of governance, applying insights from public choice, principal-agent models, and corporate governance to argue that details in implementation significantly impact outcomes. We offer Ohio's State Teachers Retirement System (STRS) as a case study. Recent governance reforms in Ohio-including...

July 24, 2026

Articles, Pension Management2026, Governance, Political economy, Public Pensions

July 2026