US. For 2026, these 401(k) details ‘matter more than ever,’ advisor says. What you need to know
As more older Americans near retirement, many are eager to boost 401(k) savings to combat the rising cost of health care and other day-to-day expenses. And for 2026, there are key 401(k) changes that investors need to know, financial experts say. This year, “small 401(k) details matter more than ever,” said certified financial planner Joon Um with Secure Tax and Accounting in Hayward, California. For 2026, you can defer up to $24,500 into your 401(k) plan, up from $23,500 in 2025. The full plan limit, which includes employer matches, profit sharing and...
