October 2025
31Oct

Retirement and Retirement Intentions, Australia: Retiree statistics and the retirement intentions of people aged 45 years and over

By Australian Bureau of Statistics In 2024-25, 156,000 people aged 45 and over retired. Of these, 55% were women. On average, women retire at an earlier age than men. The average age both men and women are retiring is continuing to increase. The average age at retirement for people aged 45 years and over who retired in 2024-25 was 63.8 years. For men, the average age was 64.9 years and for women the average age was 62.7 years. The average age at retirement...

October 31, 2025
Books, Books, Labor Market, Reports, , ,
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31Oct

Sovereign GSSS+ Bonds: Building Blocks for Climate Ambition Analysis

By Sustainalytics Investor demand for sovereign green, social, sustainability, and sustainability-linked (GSSS+) bonds is growing. And with increasing scrutiny of climate goals, sovereign GSSS+ bonds may provide a signal of countries’ commitments to the Paris Agreement and meeting their nationally determined contributions (NDC). However, for investors looking to assess sovereign commitments and help drive meaningful climate impact, analyzing sovereign GSSS+ bonds in isolation may not be enough. This report offers insight into how investors can leverage these instruments to assess countries’...

October 31, 2025
Books, Books, Investment, Reports, ,
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31Oct

Adapting health, economic and social policies to address population aging in China

By Evandro F. Fang, Yuan Fang, Guobing Chen, He-Ling Wang, Jianying Zhang, Chenkai Wu, Jing Liao, Chenglong Xie, Xiaoting Liu, Kan Wang, Yang Liu, Guang Yang, Qian Wang, Long-Tao He, Jun Li, Hou-Zao Chen, Lin Kang, Yawen Jiang, Huanxing Su, Hong Jiang, Na He, Jun Tao, Sean Xiao Leng, Richard C. Siow, Chunrong Liu, Hafiz T. A. Khan, Yuanli Liu, Hisaya Kato, Takashi Sasaki, Jong In Kim, Andrea Britta Maier, Lin Zhang, Lene Juel Rasmussen, Jean Woo, Jing Wu...

October 31, 2025
Aging, Articles, , , ,
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31Oct

Behavioral Biases of Financial Planners: The Case of Retirement Funding Recommendations

By Vishaal Baulkaran & Pawan Jain We examine whether financial planners display common behavioral biases and whether these biases affect their recommendations for various home equity release options to fund retirement income. First, we show that different factors explain different behavioral biases. Second, we show that different behavioral biases affect financial planners’ comfort level and recommendations for various options to fund extra income during retirement. For instance, female planners, planners with advanced degrees and those from non-bank institutions display less...

October 31, 2025
Articles, System Characterization, ,
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31Oct

The Future of Retirement Security An International Comparison through the Lens of Adequacy, Sustainability, Equity and Plan Design

By Surya Kolluri, Catherine Reilly & David P. Richardson Countries around the world are considering and implementing reforms to their retirement systems for a variety of reasons, including increasing demographic and economic pressures. A key demographic driver is human longevity. For example, the average retiree can expect to spend about two decades in retirement, roughly double the time from 50 years ago. In the United States, life expectancy has risen by 17 years since the Social Security program debuted nearly 90...

October 31, 2025
Adequacy, Articles, Sustainability, , , ,
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29Oct

México, ¿cómo vamos con el ahorro para el retiro?

Por Vanguard & México cómo vamos En México, un ahorrador típico es un hombre que vive en una localidad urbana de más de 100,000 habitantes, tiene una edad de entre 18 y 39 años, su escolaridad es de licenciatura o más, tiene un trabajo formal, se encuentra en el grupo de la población de mayores ingresos y vive en la Ciudad de México o en los estados del norte del país. Sin embargo, si analizamos a las personas ocupadas (con un empleo remunerado, ya sea formal o informal), el ahorrador característico deja...

October 29, 2025
Caracterización del Sistema, Libros, Libros, Reportes, , , ,
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29Oct

La política pública en pensiones de retiro y la movilidad social

Por Carmen Fernández Reyes & Verónica González Vázquez  Existe una estrecha relación entre las pensiones de retiro y la movilidad social a lo largo de la vida productiva de las personas. El proceso de generación del patrimonio pensionario es un reflejo de la igualdad de oportunidades en el mercado laboral, la trayectoria salarial y la intervención de las finanzas públicas. En adición, en el periodo de desacumulación, el pago del retiro mide el éxito de los programas para que los...

October 29, 2025
Caracterización del Sistema, Libros, Libros, Reportes, , ,
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29Oct

Modelo teórico de ahorro para la vejez para el sector informal agropecuario en Colombia

Por Johnn Milton Diaz Villarraga & Jesús Daniel Rico Buitrago El ahorro para la vejez es importante para el individuo en su edad de retiro, más aún si pertenece al sector agropecuario o de la economía popular, en la mayoría de los casos no alcanza a acumular los recursos a lo largo de su vida para poder usarlos en la etapa de retiro o jubilación. El objetivo de este artículo es diseñar un esquema de ahorro para la vejez...

October 29, 2025
Artículos, Diseño de Pensiones, , ,
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29Oct

Impacto de la Pensión Garantizada Universal en las pensiones actuales y desafíos para el debate previsional en Chile

Por Karol Fernández, Nicolás Rojas & Alejandro Weber Este artículo presenta un cálculo de las tasas de reemplazo de los actuales pensionados por vejez en Chile, tomando en cuenta el monto de la pensión autofinanciada y la pensión total, que incluye los aportes de la Pensión Garantizada Universal (PGU) y el Aporte Previsional Solidario (APS); ello, con el fin de identificar a aquellos grupos de actuales pensionados que han sido mayormente beneficiados con la entrada en vigor de la PGU...

October 29, 2025
Artículos, Diseño de Pensiones, , ,
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24Oct

International Pension Plan Survey 2025

By WTW Employers expand plan eligibility and enhance inclusivity to become more responsive to employee needs. International Pension Plans (IPPs) and International Savings Plans (ISPs) were originally used by multinational employers to provide retirement or savings benefits to employees who may not be eligible for home country retirement plans or where local (host) solutions are unavailable or unsuitable. Today, they have evolved beyond their traditional expatriate focus to include a wider range of employees including local employees, especially in regions...

October 24, 2025
Books, Books, Pension Management, Reports, , ,
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