editor2, Author at Pension Policy International

18JunJune 18, 2026

Vanguard’s alarming state of retirement in 2026: The average American has $167,970 in their account—or they have $44,115

For 25 years, Vanguard has been keeping score on the great American retirement experiment. Every year, it publishes the most comprehensive snapshot in the industry of how workers save, how much they accumulate, and whether any of it will be enough. The 2026 edition is out. Spoiler: It depends on which number you’re looking at. The number Vanguard leads with is $167,970—the average 401(k) balance across nearly 5 million accounts the firm administered at year-end 2025. That’s a record high, up 13% from...

June 18, 2026

NewsAdequacy, savings, US

18JunJune 18, 2026

South Korea. Pension Savings Balances Near 200 Trillion Won

Last year, driven by a bullish stock market, pension savings balances neared 200 trillion Korean won, with annual returns exceeding 10%. Notably, annual returns for pension savings funds and exchange-traded funds (ETFs) approached 30%. Pension savings are voluntary products individuals join in addition to the National Pension and retirement pensions. On the 18th, the Financial Services Commission and the Financial Supervisory Service announced in the "2025 South Korean Pension Savings Investment White Paper" that last year’s accumulated pension savings balance...

June 18, 2026

Newssavings, South Korea

18JunJune 18, 2026

Nigeria. Over 92% of personal pension savings accounts remain unfunded

Amidst efforts by the National Pension Commission, PenCom, to include informal sector workers in the pension scheme, the Personal Pension Plan, PPP, which caters to the informal sector, has remained stagnant. While the PPP has 215,412 registered Retirement Savings Accounts, RSAs, only 17,320 of these RSAs, which represents 8.0 per cent, have received contributions. The remaining 198,092 RSAs, which represent 92.0 per cent, are dormant. PenCom, in its fourth quarter 2025 report stated that registrations are not savings and registration without funding...

June 18, 2026

NewsInformal Sector, Nigeria, savings

18JunJune 18, 2026

South Korea. Robotics ETFs Draw 3 Trillion Won as ‘100-Year Growth’ Sector Rises

“Pension investors, just memorize this. These are the ETFs that will make you smile in the end if you consistently accumulate them: U.S. representative index ETFs, robotics and automation ETFs, and monthly dividend ETFs. Most pension investments end within these categories.” This is the investment advice gaining attention in pre-retiree communities these days. The so-called “pension trio” strategy positions U.S. representative index ETFs as a solid foundation, supplemented by robotics ETFs targeting growth potential and monthly dividend ETFs that provide...

June 18, 2026

NewsInvestment, South Korea, Technology

17JunJune 17, 2026

La Eficacia Jurídica de las Políticas de Inclusión Laboral de Personas LGBT+ en la Ciudad de México

Por Daniela de los Santos Téllez El presente artículo examina la evolución del reconocimiento jurídico y social de los derechos de las personas LGBT+ en México, con especial énfasis en las protecciones legales, la jurisprudencia de la Suprema Corte de Justicia de la Nación (SCJN) y los desafíos actuales para garantizar la igualdad sustantiva. Se analiza la manera en que las reformas legislativas, la interpretación constitucional y los precedentes judiciales han promovido la inclusión y la visibilidad de las personas...

June 17, 2026

Artículos, Regulación2025, Igualdad, LGBT, Mercado Laboral, Mexico

17JunJune 17, 2026

El ahorro comunitario y personas LGBTQ+ en Colombia : las cadenas como lugares de reproducción social

Por Olivia Thomas Los grupos de ahorro comunitario en Colombia tienen una larga trayectoria como formas de apoyo mutuo financiero. Sin embargo, en el contexto del capitalismo neoliberal y financiero, su importancia se ha intensificado al ofrecer espacios de cuidado colectivo frente a la retirada del Estado y al endeudamiento estructural. Esto es especialmente relevante para las personas LGBTQ+, quienes enfrentan barreras estructurales —financieras, laborales y sociales— que se traducen en mayores tasas de situación de calle, violencia física y...

June 17, 2026

Ahorro, Artículos2025, Ahorro, Colombia, Finanzas personales, LGBT

17JunJune 17, 2026

Un análisis de género de las pensiones no contributivas en México: dependencia económica y bienestar en la vejez

Por Maribel Lozano Cortés & Isau Alberto Guerra Carbajal El envejecimiento poblacional en México ocurre en un contexto de desigualdades estructurales de género que inciden en el acceso a ingresos, protección social y bienestar en la vejez. Esta investigación tiene como objetivo estudiar las diferencias por sexo en la situación económica, la dependencia financiera y el bienestar subjetivo de personas adultas mayores beneficiarias del Programa de Pensión para el Bienestar en la ciudad de Chetumal, Quintana Roo. Se realizó una...

June 17, 2026

Artículos, Diseño de Pensiones2026, Brecha de Género, Envejecimiento, Igualdad, Mexico, Pensiones Sociales

12JunJune 12, 2026

Ambition Under Pressure: Analytical Leadership vs. Strategic Hesitation

By Amy Owens The report, Ambition Under Pressure: Analytical Leadership vs. Strategic Hesitation, examines what the climate risk strategy of Norges Bank Investment Management (NBIM), manager of Norway’s Government Pension Fund Global, reveals about the way financial markets are pricing climate risk. It finds that NBIM has built one of the most advanced climate and nature risk frameworks among global asset owners. Its internal modelling goes beyond many market-standard tools, enabling the fund to assess systemic physical climate risk, climate-nature interdependencies...

June 12, 2026

Books, Books, Investment, Reports2026, Corporate Governance, ESG, Investment, Norway

12JunJune 12, 2026

How does private pension saving change for workers moving from employee jobs into self-employment?

By Jonathan Cribb & Laurence O'Brien Self-employed workers make up a significant part of the UK workforce, with over one-in-eight workers in self-employment. However, there are long-standing concerns about low levels of pension saving among this group: only 20% of working-age self-employed workers were saving in a private pension in 2022–23, compared with around 80% of employees (Department for Work and Pensions, 2025a). The trends in pension participation differ markedly between the two groups. In the late 1990s, almost 50%...

June 12, 2026

Books, Books, Labor Market, Reports2026, Informal Sector, Private Pensions, savings, UK

12JunJune 12, 2026

What Do Prospective Teachers Retirees’ Fear about Retirement?

By Jaquiline Amani This qualitative study explored prospective teacher retirees’ perceived fears about retirement and identified key drivers of retirement anxiety. Data were collected through focus group discussions with 22 teachers from two regions of Tanzania. The participants were purposively selected from public schools and had ten years or less remaining before reaching voluntary or mandatory retirement age. Thematic analysis revealed that teachers’ fear of retirement was shaped by multiple, interconnected factors, including anticipated social exclusion, income reduction and financial...

June 12, 2026

Articles, Pension design2026, Health, Labor Market, Longevity, Retirement Planning

June 2026