July 2025
16Jul

Incidencia de la informalidad laboral en el sistema general de pensiones en Colombia

Por Nathalia Acevedo Ruidíaz & Gabriela Guerra Orozco La conceptualización del fenómeno de la informalidad en el ámbito laboral se introdujo formalmente en 1972 en un informe de la Organización Internacional del Trabajo (en adelante OIT) en el que aludió al concepto “Sector informal”. A partir de este informe se dio a conocer la idea de un sector diferente al sector formal, entendido como una alternativa que tenían las personas de escasos recursos en situación de desempleo para encontrar una...

July 16, 2025
Artículos, Diseño de Pensiones, , , ,
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16Jul

La salud financiera de las personas de la tercera edad: desafíos y soluciones para un envejecimiento digno

Por Manuel Zavaleta Suárez & Nomar Eduardo Barraza Valenzuela Las personas mayores, las cuales son aquellas que tienen 65 años o más de edad, representan una parte importante de la población mexicana. Según el Instituto Nacional de Estadística y Geografía (INEGI), en su último Censo de Población y Vivienda (2020), indica que en México existen 47.7 personas mayores por cada 100 niños, niñas y adolescentes. No solamente son una proporción importante en términos demográficos, sino que esta proporción ha aumentado...

July 16, 2025
Artículos, Envejecimiento, Envejecimiento, , ,
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15Jul

Retirement Then, Now, and Next

By Teresa Ghilarducci & The SCEPA Team  Late Baby Boomers (age 59-67), Generation X (age 43-58) and Millennials (age 27-42) are retiring under much worse conditions than Early Baby Boomers (between age 68-76 in 2022). This fact gets obscured by research that paints an optimistic picture of retirement security that only really existed for Early Baby Boomers. Later generations have been impacted by changes to the conditions of retirement that Early Baby Boomers did not experience. This includes: the shift...

July 15, 2025
Articles, System Sustainability, , , ,
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11Jul

National Pension Fund and Stock Liquidity: Evidence from Korea

By Eunyoung Cho & Cheol-Won Yang We investigate the impact of the national pension’s trading on individual stock liquidity. While prior research has primarily focused on the effects of national pension funds on market performance or volatility, this paper shifts attention to liquidity, a relatively underexplored dimension of market quality. Utilizing detailed transaction-level data from the National Pension Service (NPS) of Korea between 2010 and 2019, we assess the relationship between NPS trading activity and stock liquidity by employing both...

July 11, 2025
Articles, Investment, Pension Management, , ,
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11Jul

Global Aging and Growth: Is There a Silver Dividend?

By Donghyun Park & Kwanho Shin Despite concerns about the economic impact of population aging, this study highlights the potential for a 'silver dividend' as longer lifespans extend working lives. We show that the effects of aging on growth are highly nonlinear and concentrated in more advanced, older economies. Labor shortages are often offset by rising labor force participation, particularly in countries with higher life expectancy, stronger human capital, and greater trade openness. Larger governments, measured by consumption, appear to...

July 11, 2025
Aging, Articles, , ,
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11Jul

Roadmap for Retirement: The Case for a National Pension Dashboard

By Kathryn Bush Retirement planning is getting harder for Canadians as more savings shift to definedcontribution plans, and account information is scattered across institutions. Given current financial literacy levels in Canada, many people struggle to understand what they'll have to live on in retirement. A pension dashboard could help by bringing all their retirement savings and benefits into one place. A pension dashboard is a government or government-sanctioned online tool that shows individuals all their retirement income sources-including government benefits,...

July 11, 2025
Adequacy, Articles, Savings, , , , ,
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11Jul

The Pensions Review: final recommendations

By Jonathan Cribb, Carl Emmerson, Paul Johnson, Heidi Karjalainen & Laurence O’Brien This final report of the Pensions Review, a major project launched in April 2023 by the Institute for Fiscal Studies, in partnership with abrdn Financial Fairness Trust, examines the main risks to today’s working-age individuals in the UK pension system and sets out policy proposals primarily focused on improving outcomes for future generations of retirees. This report does further analysis and draws on the large number of reports...

July 11, 2025
Books, Books, Reports, System Characterization, , , ,
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11Jul

Addressing the Challenges for Asset-backed Pensions in Indonesia

By Organisation for Economic Co-operation and Development This report assesses the challenges to ensuring adequate benefits in retirement for the Indonesian population. The design of the asset-backed pension system aims to help individuals to accumulate resources to finance their retirement. However, the rules of the system may not help achieve the desired objectives, appropriate schemes or vehicles may not always be available and individuals may not necessarily make use of those available. This can lead to retirement savings gaps that...

July 11, 2025
Books, Books, Pension Management, Reports, , , , ,
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09Jul

“El reto de la longevidad en el siglo XXI”

Por Instituto Santa Lucía  La longevidad, entendida como la esperanza de vida de los individuos, viene registrando un aumento casi lineal desde hace más de un siglo en todos los países, lo que está generalizando y a la vez impulsando el denominado “riesgo de longevidad” (la probabilidad de que, cada vez, más individuos vivan más de lo esperado), se configura, desde el punto de vista de su cobertura social o colectiva, como una de las grandes contingencias del siglo XXI. Desde...

July 9, 2025
Libros, Libros, Reportes, Sostenibilidad, Suficiencia, , , ,
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09Jul

Inclusión financiera de las personas con discapacidad: retos y recomendaciones

Por Comisión Nacional Bancaria y de Valores La Comisión Nacional Bancaria y de Valores (CNBV) da a conocer el estudio Inclusión financiera de las personas con discapacidad: retos y recomendaciones, realizado en coordinación con la Sociedad Alemana para la Cooperación Internacional (GIZ) y la Consultoría en TIC y Discapacidad. El estudio analiza, a partir de un esfuerzo colaborativo, participativo y consultivo, la forma como las personas con discapacidad interactúan con los servicios financieros y las barreras a las que se enfrentan...

July 9, 2025
Ahorro, Libros, Libros, Reportes, ,
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