August 2026
04Aug

US. Are Recession Fears Affecting Retirement Saving Approaches?

Are concerns about whether there will be a recession are arising among three quarters of non-retired investors affecting the approach some take to retirement saving and investing? A new study suggests that they are. In fact, the Nationwide Retirement Institute study found that more than three quarters (77%) of non-retired investors are concerned about a U.S. recession over the next 12 months. However, it also shows a shift from caution to action, as 1 in 3 (33%) non-retired investors say...

August 4, 2026
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July 2026
30Jul

OECD urges UK to ditch triple lock

The UK government must scrap the state pension triple lock to tackle its vulnerable public finances, according to the Organisation for Economic Cooperation and Development (OECD). In its latest survey of the country’s economy , the body said that the triple lock “puts upward pressure on public expenditure and adds significant fiscal risks by exposing public finances to supply shocks”. Basing annual increases on an average of earnings and inflation could make savings worth 2% of GDP in the long...

July 30, 2026
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30Jul

U.S. pension risk transfer costs decrease slightly in June: report

U.S. pension plan sponsors’ derisking costs decreased from 99.7 per cent to 99.6 per cent of accounting liabilities in June, according to a new report by Milliman Inc. It found the average annuity purchase cost across all insurers increased from 102.5 per cent to 102.6 per cent during the month. As of June 30, the competitive bidding process was estimated to save plan sponsors about three per cent on pension risk transfer buyout costs. “Competitive buyout costs remained below 100 per...

July 30, 2026
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30Jul

Population Aging Is Here. Immigration Can Offer Half an Answer.

Population aging has become a defining challenge of our time and is galloping ahead faster than predicted. In China, births have now fallen to levels not seen since 1949. But many countries are getting old before they grow rich: Comparable declines are being seen in Latin America, the Middle East, and North Africa. A shrinking workforce means less money to go around and increasing difficulties shouldering the costs of covering health care and pensions for retirees. In many fast-aging, wealthier...

July 30, 2026
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24Jul

2026 Read on Retirement: A new era of retirement

By Black Rock When we look at confidence, we see savers who feel better about retirement than they have in years. But beneath that optimism, retirement income expectations and savings behavior tell a different story. And that gap is not experienced equally. Retirement challenges increasingly vary by generation and gender— revealing a retirement system that is becoming more individualized. Workplace savers increasingly know what they need to do, but competing financial priorities are making it harder to act. The challenge is less...

July 24, 2026
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24Jul

Transductive infrastructure: The role of ICTs in the UK and EU’s policy initiatives on financial literacy

By Jing Wang & Jiuheng He Information and communication technologies (ICTs) have become central to public-facing policy programs, yet they remain undertheorized, only treated as either instruments or objects of such policies. This paper argues that ICTs in such programs operate as transductive infrastructures, a delivery chain not only transmitting policy information but also defining the intentions and consequences of the stakeholders. Through a comparative analysis of three recent financial literacy initiatives: the UK's Money and Pensions Service, the European...

July 24, 2026
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24Jul

When States Break Promises: Informal Insurance Responses to Pension Reform

By Alina Malkova When governments expand pension systems, families reduce intergenerational transfers. This paper tests the reverse: do families substitute back toward informal insurance when governments renege on pension promises? I study Russia’s 2014 funded pension freeze, which eliminated future contributions for workers born after 1967, using RLMS panel data (2010–2023) and a cohort difference-in-differences design. Affected households increased financial transfers to adult children by 3.5 percentage points under a conservative age×year fixed effects specification and by 6.5 percentage points...

July 24, 2026
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24Jul

Retirement at Risk: The Political Economy of Public Pension Governance

By Allen Mendenhall & Dan Sutter State public pension systems manage over $6 trillion in assets while facing approximately $1.3 trillion in unfunded liabilities, raising fundamental questions about governance effectiveness and fiduciary accountability. This Article examines these challenges through the analytical framework of governance, applying insights from public choice, principal-agent models, and corporate governance to argue that details in implementation significantly impact outcomes. We offer Ohio's State Teachers Retirement System (STRS) as a case study. Recent governance reforms in Ohio-including...

July 24, 2026
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22Jul

Abordaje interdisciplinar en el cuidado de las personas mayores mediante el uso de la tecnología

Por María Inmaculada Méndez Mateo El libro Abordaje interdisciplinar en el cuidado de las personas mayores mediante el uso de la tecnología presenta una visión amplia y aplicada sobre el papel que pueden desempeñar las tecnologías en la atención integral a las personas mayores. La obra surge en el marco del proyecto ADDIM (CPP2022-009649), desarrollado por una colaboración entre la Universidad de Murcia, la Universidad Politécnica de Cartagena e INTEC Sistemas de Industrialización, con la colaboración de la Fundación Poncemar. Se reúnen...

July 22, 2026
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22Jul

Mujeres: Evolución de la situación laboral y previsional

Por AFP Chile La situación previsional de las mujeres en Chile está estrechamente vinculada a su inserción en el mercado laboral. La mayor participación laboral femenina de la última década ha ido acompañada de un crecimiento sostenido en el número de mujeres cotizantes y pensionadas. Al mismo tiempo, factores como la informalidad laboral, las interrupciones en la trayectoria laboral por labores de cuidado y las brechas salariales inciden en la acumulación previsional y representan desafíos que el sistema de pensiones...

July 22, 2026
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