April 2026
27Apr

Baby boomers have now ‘gobbled up’ nearly one-third of America’s wealth share, and they’re leaving Gen Z and millennials behind

Older Americans may be trading in hustling for retirement, but that hasn’t stopped them from getting richer. Baby boomers now hold a record high of the United States’ wealth, Apollo chief economist Torsten Slok noted in a December blog post, citing Federal Reserve data. Compared to 1989, when those over 70 years old held 19% of the wealth in the household sector, older Americans now own 31% of the wealth. That chunk of change is an outsize share compared to other generations....

April 27, 2026
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22Apr

El derecho a la pensión entre el alivio y la supervivencia: voces y experiencias de las personas mayores del norte de México

Por Diana Karina Chaparro Baeza & Blanca Mirthala Tamez Valdez  El envejecimiento poblacional en México se desarrolla en un contexto de profundas desigualdades sociales y sistemas de protección social fragmentados, lo que coloca a amplios sectores de las personas mayores (PM) en condiciones de precariedad. En este escenario, las políticas de pensiones, particularmente la pensión no contributiva de carácter universal, se han presentado como estrategias estatalespara garantizar un ingreso mínimo en la vejez. No obstante, resulta necesario analizar cómo estas...

April 22, 2026
Artículos, Caracterización del Sistema, , , , ,
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17Apr

How Will AI Affect Financial Planning for Retirement?

By Luke Delorme  I recently attended a financial advisor conference focused on artificial intelligence. Drawing on what I learned, this post summarizes my thoughts on how AI may reshape financial planning for retirement savers. Spoiler alert: I think it has great potential to help both advisors and individuals. The first iteration of AI tools has already improved retirement planning. For example, forward-thinking advisors are currently using AI note-taking tools, which allow advisors to listen more closely to their clients without missing...

April 17, 2026
Articles, Pension design, , , ,
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17Apr

Opt-in or Opt-out? The Power of Defaults in Pension Enrollment Choices

By Tabea Bucher-Koenen, Luisa Wallossek & Joachim Winter Default settings strongly increase pension enrollment, especially when savings incentives are high and choices are complex. We show that the effect is weaker when incentives are low, options are simple, and opting out is easy. We study the nationwide introduction of auto-enrollment for lowincome employees in Germany's public pay-as-you-go pension system. We find that automatic enrollment raises participation by 23 percentage points, though most individuals actively opt out. Linking administrative and survey data...

April 17, 2026
Articles, Pension design, , , ,
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10Apr

The Impact of Ageing on the Fiscal Sustainability of EU Health Care Systems: Projections and Policy Responses

By Boriana Goranova & Santiago Calvo Ramos  This Economic Brief analyses the effects of the expected population ageing on the public expenditure on health care in the EU, discusses the different policy options and finally describes the activities in this field by the European Commission. Get the report here  

April 10, 2026
Books, Books, Reports, System Sustainability, , , , ,
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10Apr

Communicating for action: Rewriting the social security engagement

By ISSA Social security institutions are shifting from traditional outreach into establishing leveraging communication tools and approaches that drives action from individuals. Through multi-pronged strategies they are engaging with individuals and creating meaningful connections that empower people to understand their rights, navigate services confidently, build trust and actively engage with social protection systems. Empowering individuals to know about and claim social security benefits and services is as much a delivery challenge as it is a communication one. People may have limited...

April 10, 2026
Articles, Pension design, , ,
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10Apr

Immigrants at the Margin: Labor Market Effects of the Minimum Wage

By Mark Borgschulte, Heepyung Cho & Darren Lubotsky We examine the differential effects of minimum wages on immigrant and native workers in the United States. We find that minimum wage increases lead to reduced hours of work among immigrants with no effect on their employment. The effects are concentrated among recently arrived, likely-undocumented workers in high turnover industries. Native workers show no such response, even when examining native subgroups with similar characteristics to the most affected immigrants. We conclude that...

April 10, 2026
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10Apr

The ESG Valuation Gap: A Comparative Study of Egyptian and Saudi Listed Companies

By Mawaheb Abdel-Aziz Ismail The study examines the value relevance of Environmental, Social, and Governance (ESG) disclosures and tests for crosscountry differences in its impact on perceived firm value between Egypt and Saudi Arabia. It specifically investigates whether ESG data provides incremental explanatory power beyond traditional accounting measures in determining stock prices in these two distinct MENA markets. The study employs a modified Ohlson (1995) valuation model using panel data from 2021 to 2024. The empirical analysis is conducted using...

April 10, 2026
Articles, Sustainability, , , ,
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10Apr

Opt-in or Opt-out? The Power of Defaults in Pension Enrollment Choices

By Tabea Bucher-Koenen, Luisa Wallossek & Joachim K. Winter Default settings strongly increase pension enrollment, especially when savings incentives are high and choices are complex. We show that the effect is weaker when incentives are low, options are simple, and opting out is easy. We study the nationwide introduction of auto-enrollment for low-income employees in Germany's public pay-as-you-go pension system. We find that automatic enrollment raises participation by 23 percentage points, though most individuals actively opt out. Linking administrative and...

April 10, 2026
Articles, Pension design, , ,
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08Apr

Boletín de Envejecimiento y Derechos de las Personas Mayores en América Latina y el Caribe

Por CEPAL En este número del Boletín de Envejecimiento y Derechos de las Personas Mayores en América Latina y el Caribe, se presenta un panorama de los principales eventos e investigaciones que se han realizado durante 2025 y han tenido como eje central la promoción y protección de los derechos de las personas mayores en la región. En el ámbito internacional, en la Segunda Cumbre Mundial sobre Desarrollo Social, que tuvo lugar en Doha del 4 al 6 de noviembre de...

April 8, 2026
Envejecimiento, Envejecimiento, Libros, Libros, Reportes, ,
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