August 2026
19Aug

Pensiones sin Seguridad Social: ¿Cómo se calcula el monto de las pensiones en Chile?

Por Marco Kremerman & Francisca Barriga En los años 80’ se impone en Chile un sistema de capitalización individual que obliga a ahorrar el 10% de su sueldo mensual a sus cotizantes en Administradoras de Fondos de Pensiones (AFP). Este es uno de los pocos países en el mundo que cuenta con un sistema que elimina todo componente de solidaridad en su pilar contributivo, dejando a las personas pensionadas sujetas solamente a determinantes individuales y a las lógicas propias del...

August 19, 2026
Diseño de Pensiones, Libros, Libros, Reportes, , ,
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19Aug

Pensiones, edad de retiro y desigualdad de género

Por Alejandra Macías Sánchez Hablar de pensiones en México es fundamental porque representan uno de los componentes más relevantes y dinámicos del gasto público, y su peso seguirá aumentando en las próximas décadas. Los datos del Presupuesto de Egresos de la Federación (PEF) 2026 muestran que el gasto público en pensiones rebasará el 6 % del PIB y casi un cuarto del gasto neto total (CIEP, 2025). Esto confirma que las pensiones no son un tema marginal ni de largo plazo:...

August 19, 2026
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19Aug

2025: el año en que el ahorro de los mexicanos subió un billón de pesos

Por Antonio Sandoval Si por algo será recordado el año 2025 en el sistema de ahorro para el retiro de México –y sus gestores de fondos de inversión, los más grandes del país– es por el hecho de haber alcanzado, por primera vez en la historia, el hito del billón (millón de millones) de pesos en plusvalías. Ese fue el aumento que ha experimentado el AUM en los primeros diez meses del año, equivalente a un poco más de 58.000...

August 19, 2026
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17Aug

US. Milliman analysis: Multiemployer pensions’ aggregate funding level reaches 106% at midyear 2026, highest in study history

Milliman, Inc., a premier global consulting and actuarial firm, today released the midyear 2026 results of its Multiemployer Pension Funding Study (MPFS), an interim update to its annual study, which analyzes the funded status of all U.S. multiemployer defined benefit pension plans based on assumptions and data in the latest Form 5500 filings. As of June 30, 2026, Milliman estimates that the aggregate funded percentage of all multiemployer plans has reached 106%, up from 103% at year-end 2025. This is...

August 17, 2026
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17Aug

UK. Logged in, checked out: The user experience problem pensions won’t face

The average pension app is a decade behind the average banking app. Until that changes, engagement is structurally impossible, argues PensionPay’s Archie Pritchett. Open a workplace pension app on a Monday morning – if you even have one – and in 30 seconds you can see a balance updated several weeks ago, a projection figure with no explanation attached, and a ‘change contributions’ page that ends with the words “please contact your employer”. Open a banking app, and in 30 seconds...

August 17, 2026
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17Aug

Japan’s inflation paradox is creating winners and losers. Pensioners are the second

In the coastal city of Murakami, the 72-year-old widow relies on a monthly pension of ¥110,000 ($671). In April kerosene costs alone ate up more than a third of her budget, because of the Iran war. “When I don’t have money, I just have to put up with it because I have no other choice,” she says. With many senior citizens facing a similar situation in her community, Murakami passed a petition in December, urging Prime Minister Sanae Takaichi to...

August 17, 2026
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14Aug

Shadow Pensions: An Exploratory Field Study of Informal Old-Age Income Strategies Among Jakarta’s Unregistered Workforce

By Fajrin Andi Muhamad Pratama Indonesia's main old-age insurance program, BPJS Ketenagakerjaan, is built almost entirely around formal employment-yet three in five Indonesian workers are informal, and only a small fraction of them are ever enrolled. National statistics capture the size of that gap well; they say almost nothing about what people actually do instead. I spent three days in Jakarta interviewing market traders and ojek drivers to find out. The results were not quite what I expected going in....

August 14, 2026
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14Aug

Saving for Old Age

By Asli Demirgüç-Kunt, Leora F. Klapper & Georgios A. Panos Countries around the world face a retirement crisis brought on by aging populations, declining birthrates, and fiscal shortfalls. As a result, policy makers increasingly seek to understand retirement savings patterns, a crucial component of the safety net for the elderly. Drawing on the 2014 Global Findex database, which provides individual-level data on the use of financial products in more than 140 countries, this paper examines how adults save for old...

August 14, 2026
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14Aug

The Effect of Regularization Policies for Migrants on the Labor Market

By Puren Demirel This study reviews the labor-market effects of policies aimed at regularizing irregular migrants, with particular emphasis on amnesty programs and access to legal employment. Drawing on the existing literature and country experiences, it examines the mechanisms through which regularization may affect migrants, local workers, employers, and the broader economy. The analysis highlights that the effects of regularization depend strongly on host-country characteristics, including the size of the informal economy, labor-market structure, welfare arrangements, inspection capacity, and geographical...

August 14, 2026
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12Aug

Pobreza y personas mayores en México 2020

Por Coneval El CONEVAL desarrolla una agenda de investigación permanente, cuyo propósito es profundizar el conocimiento y análisis de la pobreza, así como los factores que influyen en esta y los elementos que componen su medición, comportamiento dentro del territorio o manifestación en segmentos específicos de población, como es el de las personas mayores (65 años o más). En 2018 se actualizaron los Lineamientos y criterios generales para la definición, identificación y medición de la pobreza, y en 2019 se publicó...

August 12, 2026
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