March 2025
14Mar

A roadmap to adequate retirement incomes for all

By Phoenix Insights Achieving decent, financially secure retirements for people in the UK is an essential priority for individuals, government and industry alike. Phoenix Group previously called for a holistic review of pensions adequacy, and are pleased to see the new Government’s commitment to do so in the coming months. The long standing question of ‘how much is enough’ for retirement can be complex and wide reaching one. The question will need to be answered through a collaborative approach and followed by an action plan....

March 14, 2025
Adequacy, Books, Books, Reports, , ,
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14Mar

2024 financial services monitor know better do better

By Old Mutual The key objective of the Old Mutual Financial Services Monitor is to provide a deep understanding of the working Ghanaian market, uncovering financial attitudes, perceptions, and behaviour in the informal and formal sectors. What makes Old Mutual’s Financial Services Monitor unique, is that its core objective is to support Old Mutual’s drive to champion the financial well-being of Ghanaians. This is aligned to Old Mutual’s overall purpose of becoming our customers’ first choice to sustain, grow and protect...

March 14, 2025
Books, Books, Investment, Pension Management, Reports, Savings, , ,
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14Mar

Pension Reform and Stock Market Development

By Shujaat Khan, Bo Li & Yunhui Zhao We highlight the strong connection between developing fully-funded, individually-owned, collectively-managed, mandatory/incentivized (FICMI) pension schemes and the development of domestic stock markets. We do so by building a stylized model and complementing the analysis with cross-country empirical analysis and case studies. We also highlight the challenges of individual impatience, network externalities, and coordination failure in long-term equity investments, which are crucial for stock market development and technological innovation. We find that FICMI pension...

March 14, 2025
Articles, System Sustainability, ,
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14Mar

Public pensions reforms: financial and political sustainability

By Julián Díaz Saavedra One main reason for the unsustainability of future pensions in many European countries is a failure to adapt to very long-term demographic trends. Also, a reform to address financing issues can also be an occasion to improve pension design. Sometimes, however, such pension reforms are likely to be overturned when they lead to significant short-term losses in retirement income. We use an overlapping generations economy with incomplete insurance markets to show that, with an appropriate design,...

March 14, 2025
Articles, Regulation, ,
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14Mar

Pension Funding Index February 2025

By Zorast Wadia The funded status of the 100 largest U.S. corporate defined benefit pension plans increased by $12 billion during January, as measured by the Milliman 100 Pension Funding Index (PFI). The funding surplus improved to $71 billion as a result of liability decreases and investment returns that surpassed expectations. Pension liabilities fell during the month due to a small increase in the benchmark corporate bond interest rates used to value those liabilities. As of January 31, the PFI...

March 14, 2025
Articles, System Characterization, , ,
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12Mar

Transición digital y trabajadores en edad próxima a la jubilación: brecha y desigualdades tecnológicas

Por Pompeyo Gabriel Ortega Lozano Realizamos una profunda investigación en la que vinculamos la transformación tecnológica con el colectivo de trabajadores mayores o maduros. De este modo, nos referimos a las consecuencias que las nuevas tecnologías han proyectado a este concreto colectivo, a determinadas referencias legislativas que han introducido elementos a favor de dichos trabajadores, así como a algunas políticas activas y pasivas consecuencia de la disrupción digital en el mercado laboral de los trabajadores maduros. Fuente Revista de Derecho de...

March 12, 2025
Artículos, Mercado Laboral, Mercado Laboral, , ,
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12Mar

El camino hacia adelante para el sistema de ahorro para el retiro en México

Por Konrad-Adenauer-Stiftung & El Instituto Mexicano para la Competitividad A.C.  El documento expone y explica la estructura de los sistemas de pensiones mexicano, así como sus principales retos. Esto bajo la premisa de que para lograr propuestas encaminadas a mejorar éste y facilitar el cumplimiento de sus objetivos sociales es fundamental, por una parte, tener una clara comprensión de los diferentes pilares que lo componen y, por otra, definir prioridades claras para las potenciales políticas públicas. Durante la discusión sobre los...

March 12, 2025
Ahorro, Libros, Libros, Reportes, , ,
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12Mar

Trabajo, edad y pensiones de jubilación. Comunicaciones del XXXIV Congreso Nacional de la Asociación Española de Derecho del Trabajo y de la Seguridad Social

Por Asociación Española de Derecho del Trabajo y de la Seguridad Social El presente libro recoge las ponencias realizadas y ofrece un completo panorama de la problemática que suscita en el mundo de las relaciones laborales y de la Seguridad Social la intersección que provoca el trabajo, la edad y las pensiones públicas de jubilación. Las investigaciones que en él se incluyen recogen las ponencias e interlocuciones presentadas por reconocidas/os especialistas en la materia al XXXIV Congreso Anual de la...

March 12, 2025
Caracterización del Sistema, Libros, Libros, Reportes, , ,
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12Mar

¿Hasta qué punto es sostenible el sistema de pensiones de la mayor economía de América Latina – Brasil?

Por Poema Isis Andrade de Souza & Javier Sánchez-Rivas Este artículo investigó las condiciones de sostenibilidad del sistema de pensiones en Brasil a través de un análisis descriptivo de datos recientes divulgados por los organismos oficiales del país. Se trata de una cuestión de extrema importancia en el mundo, ya que la esperanza de vida está aumentando en la sociedad y es esencial garantizar un nivel adecuado de ingresos a los trabajadores cuando llegan a la vejez o a cualquier...

March 12, 2025
Artículos, Sostenibilidad del Sistema, Sostenibilidad del Sistema, , , ,
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07Mar

How and Why the Gender Pension Gap in Urban China Decreased between 1988 and 2018

By Björn Gustafsson, Peng Zhan & Hanrui Jia In urban China, gender gaps in employment and earnings have steadily increased since the 1990s. Such gender gaps are important because pension rights and amounts are based on labor force participation and wages. However, as this study demonstrates, despite the rise in gender differences in the urban labor market, the average gender pension gap decreased between 1988 and 2018. In this paper, we describe the evolution of the fragmented pension system in...

March 7, 2025
Articles, Labor Market, , ,
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