May 2026

Informality, Gender and Aging. Cumulative Inequalities and Intergenerational Effects

By Haut Comissariat Au Plan Since 2021, His Majesty King Mohammed VI’s High Guidance on social development has driven a structural project to extend social protection, focusing on the expansion of mandatory health coverage, the gradual integration of self-employed workers into pension schemes, and the introduction of universal family allowances. The New Development Model sets out this vision by establishing objectives in terms of decent employment, the economic inclusion of women, and intergenerational sustainability. The analysis presented in this report examines, in...

La retroactividad de la ley en la reforma al artículo 127 constitucional

Por Lic. Armando Valdés En el México contemporáneo, donde la discusión sobre la austeridad y la justicia social ocupa un lugar central en la agenda pública, la propuesta de reforma al artículo 127 constitucional, ya aprobada por el Congreso de la Unión, en materia de pensiones y jubilaciones se presenta como un intento de ordenar el gasto público y limitar privilegios. Sin embargo, más allá de la narrativa oficial, esta iniciativa plantea un dilema jurídico y ético de gran envergadura:...

Analysis of climate risk reporting across UK pension schemes

By XPS Group 2025 has shown that climate change is no longer a distant risk. It's a force that's already shaping economies, societies and investment markets. While government policy remains fragmented, UK pension schemes remain exposed to the risks of worsening climate outcomes, and to opportunities that arise from a faster transition to a green economy. Our fourth annual Task Force on Climate-related Financial Disclosures (TCFD) review examines how 49 UK pension schemes, representing £420bn in assets, are addressing climate change...

Studying the Psychological and Financial Aspects of Retirement Planning

By Sneha Mishra, Manyata Dua, Harji singh Malhotra & Dhawal Agrawal Social and economic changes associated with retirement influence the lives of both individuals and families. The authors conduct research to study retirement planning obstacles by evaluating how financial literacy combines with psychological aspects together with population-based  variables. A critical challenge emerges from the retirement consumption problem which causes  household spending to decline when the main breadwinner exits the workforce. Financial  preparedness for retirement is examined through the research of...

A PRISMA-Based Systematic Review of Gender Inequality in Uruguay’s Pension System

By Emre Kurt This paper examines the gendered effects of pension and retirement systems in Uruguay through a systematic literature review, motivated by persistent inequalities arising from contributory social protection models that reflect labor-market disparities and unequal caregiving responsibilities. Using the PRISMA 2020 framework, the study identifies and evaluates 21 relevant studies selected from an initial pool of 205 records, applying a gender-audit approach to distinguish between research with central and partial gender analysis. The findings reveal a methodologically diverse...

Private Climate Governance of Finance: “Net Zero” Prospects and Politics

By Cynthia A. Williams In 2021, as part of the COP26 climate negotiations in Glasgow, the Glasgow Financial Alliance for Net Zero (“GFANZ”) was announced. This Alliance of banks, asset managers, and insurance companies, among other financial institutions, with more than $130 trillion of assets under management when announced, was based on a pledge by the participating companies to work towards net-zero status in their businesses by 2050 or sooner. Led by former UK Bank of England Governor Mark Carney, who is now the U.N.’s Special Envoy...

Iran Conflict: How Long, and How Bad?

By Goldman Sachs The unprecedented US and Israeli coordinated attack on Iran has resulted in the largest energy supply disruption in history. With seemingly no end to the conflict in sight, its potential duration, impact on global energy supplies, and economic and market implications are Top of Mind. Chatham House’s Sanam Vakil and longtime US Middle East advisor Dennis Ross agree that an end to the conflict doesn’t look imminent owing to (the lack of) incentives on Iran’s side and...

Socio-economic Status of Informal Sector Business Entrepreneurs in Bangladesh

By Dr. Nazrul Islam Informal sector business is a highly growing sector of Bangladesh which is defined as the businesses that are neither taxed nor monitored by any form of government or authority . A large number of small and medium enterprises (SME) fall into this category of the informal sector of businesses. The major driving forces behind the growth of informal sector businesses in Bangladesh are the rise in household demands fir goods and services manufactured and supplied by...

Pension Systems, Demographic Aging, and the Home Bias Puzzle: Global Evidence

By Brian Peters This paper tests whether pension system growth mediates the relationship between demographic aging and cross-border portfolio diversification. Using a panel of up to 188 countries from 1990 to 2024, we find that demographic aging robustly predicts pension system growth (Z₁ = +69.2***, p = 0.0002, N = 1,225, 42 countries), establishing the first stage of the mediation chain. However, pension fund growth does not uniformly translate into changes in external portfolio allocation: the second stage (pension spending...

La Seguridad Social como Eje de los Derechos Humanos Sociales

Por Gabriela Mendizábal Bermúdez Este artículo aborda la seguridad social como eje articulador de los derechos sociales, entendida como el mecanismo que garantiza condiciones mínimas de bienestar y dignidad. A partir de una breve revisión normativa, se examina la evolución histórica de los derechos humanos sociales desde los primeros instrumentos internacionales hasta su integración en el marco jurídico mexicano. Se demuestra que la seguridad social mantiene una estrecha interdependencia con los derechos a la salud, al trabajo, a la educación,...